Today, many old operators want to switch to more favorable packages, but they can’t. Today, Wen Ku, Director of the Information and Communication Development Department of the Ministry of Industry and Information Technology, responded that the Ministry of Industry and Information Technology has interviewed the three major operators on this matter, and the Ministry of Industry and Information Technology requires enterprises to take measures. Unless otherwise agreed in the contract between the two parties, users should not be restricted in their tariff options..

The three major operators have indicated that they will strictly implement the relevant regulations issued by the Ministry of Industry and Information Technology and properly handle the problem of restricting the choice of packages by old users. The Ministry of Industry and Information Technology will pay close attention to the progress of this situation and effectively protect the rights and interests of users.

Recently, many netizens revealed on social platforms that China Unicom will open the old package to self-service package, which can be freely upgraded to Internet packages such as Tencent Dawang Card and Ant Bao Card. China Unicom responded to the reporter of national business daily that Unicom’s existing online and physical channel business processing system has no business processing entrance related to Internet packages, which means that old users have not been supported to switch to Internet packages at will.

However, judging from the reaction of some netizens, some Unicom business halls have taken the lead in supporting old users to freely transfer to Internet packages, but they need to go to the business hall in person. I believe that online self-service should not be far away from us.

The following is the full text of Wen Ku, Director of the Information and Communication Development Department:

China national radio reporter:

Recently, many users have reported that they hope to get access to the Internet package from an economical point of view, because the Internet package can automatically upgrade old users to more favorable new packages, but on the contrary, the operator’s traffic package can’t do this, and automatic product iteration can’t be carried out. Is there any further policy to promote ordinary people to enjoy more new benefits, or is it possible to introduce some policies that allow users to switch between the operator’s package and the Internet package independently?

Wen Ku:

Thanks for asking. We have also noticed the problem you have just reflected in our work, and we have also seen many users report this problem to us. After receiving these feedback from users, we immediately interviewed three enterprises and asked them to take measures to limit users’ tariff options unless otherwise agreed in the contract between the two parties. Here we put forward clear requirements for the three enterprises:

First, enterprises are required to strictly follow the document No.630 issued by the former Ministry in 2006, which is a notice on guaranteeing the option of mobile phone users’ tariff plans, and there is a notice document behind it, which is a notice on the implementation of market-adjusted tariffs for telecommunications services. These two documents have a clear description of this issue. We hope that the three enterprises will strictly follow this document, and will not introduce schemes that restrict old users’ choice of tariffs, and require enterprises to sort out the existing tariff schemes, and rectify them immediately if there is any behavior that restricts users’ choice of tariffs.

Second, enterprises are required to properly handle user-related complaints, and actively communicate and solve the package change requirements put forward by users. For some packages launched in cooperation with third-party Internet companies, enterprises say that they need system transformation, and at present, old users can not directly handle them online. We require basic telecommunications enterprises to provide convenience for users and handle the package change related procedures for users through manual processing.

Third, enterprises are required to make it clear that there is a timetable for the transformation plan of the Internet-related package system, which should be announced to the public in time to realize direct online handling for old users as soon as possible.

After our interview and communication, the three basic telecommunications companies all indicated that they would strictly implement the relevant regulations we have issued and properly handle the problem of restricting the choice of packages for old users. We will pay close attention to the progress of this situation in the future to effectively protect the rights and interests of users.

Thank you.

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【peakDear journalists and friends, good morning. Welcome to the regular press conference of the Ministry of Commerce. Today, I first have four pieces of information that I need to take the initiative to inform you.

I. Development of China’s foreign trade from January to May this year.

Since the beginning of this year, China’s foreign trade development has continued to maintain a steady and positive trend, and its quality and efficiency have been further improved.

It mainly has the following characteristics: from the international market, China’s import and export to traditional markets such as the United States, the European Union, Japan and Hong Kong increased by 5.3%, 7.3%, 4.5% and 6.8% respectively. Imports and exports to countries along the "Belt and Road" increased by 11.1%, which was 2.3 percentage points higher than the overall growth rate; Imports and exports to ASEAN increased by 11.9%, which was 3.1 percentage points higher than the overall growth rate. The country markets with rapid growth are Russia, Indonesia, Vietnam, etc., with growth rates of 18%, 16.5% and 24.4% respectively.

From the perspective of commodity structure, the structure of export products has been continuously optimized. The export of mechanical and electrical products was 3.61 trillion yuan, up 7.9%, 2.4 percentage points higher than the overall growth rate, and the proportion increased by 1.3 percentage points to 58.8%. Some imported commodities achieved rapid growth, and the total import value of 10 categories of bulk commodities such as natural gas, crude oil and coal increased by 10.9%.

From the perspective of business entities, foreign-funded enterprises are still an important force in China’s foreign trade development, with the proportion of private enterprises growing steadily and the import and export of state-owned enterprises developing healthily. The import and export of private enterprises was 4.52 trillion yuan, an increase of 11.7%, accounting for 1 percentage point higher than that of the previous year to 38.9%, and it continued to maintain its position as the largest export business entity; The import and export of state-owned enterprises was 2.11 trillion yuan, up by 13.8%, accounting for 18.1% of China’s total foreign trade. The import and export of foreign-funded enterprises was 4.95 trillion yuan, up 4.3%, accounting for 42.6%.

In terms of trade patterns, the proportion of general trade continued to increase, processing trade increased slightly, and border trade developed rapidly. In the first five months of this year, the import and export of general trade was 6.84 trillion yuan, up by 12.7%, and the proportion increased by 2 percentage points to 58.8%. The import and export of processing trade was 3.09 trillion yuan, up by 1.7%, accounting for 26.5%. Small-scale border trade developed rapidly, with the import and export reaching 104.29 billion yuan, an increase of 15.2%.

From the perspective of domestic regions, the eastern region continues to grow steadily, and the proportion of the central and western regions continues to increase. In the first five months of this year, the import and export of the central and western regions reached 1.81 trillion yuan, an increase of 16.7%, and the proportion increased by 1.1 percentage points to 15.6%. The import and export of the eastern region was 9.82 trillion yuan, an increase of 7.4%, accounting for 84.4%.

Two, about China’s foreign investment cooperation in the first five months.

From January to May 2018, domestic investors in China made non-financial direct investments in 2,987 overseas enterprises in 149 countries and regions around the world, with a cumulative investment of 47.89 billion US dollars, up 38.5% year-on-year, and maintained growth for seven consecutive months. The turnover of foreign contracted projects was US$ 56.88 billion, up 12.9% year-on-year; The amount of newly signed contracts was US$ 85.49 billion, up 13.4% year-on-year. Foreign labor cooperation sent 178,000 laborers of various types, and at the end of May, there were 998,000 laborers abroad, an increase of 69,000 over the same period last year.

In the first five months of this year, China’s foreign investment cooperation maintained a steady and healthy development, mainly with the following characteristics:

First, investment cooperation with countries along the Belt and Road has been steadily advanced. From January to May, Chinese enterprises made new investments in 54 countries along the Belt and Road, totaling 5.93 billion US dollars, up 8.2% year-on-year. The newly signed foreign contracted projects in countries along the "Belt and Road" amounted to 36.22 billion US dollars, accounting for 42.4% of the total in the same period; The completed turnover was USD 30.74 billion, accounting for 54% of the total amount in the same period.

Second, the industrial structure of foreign investment has been continuously optimized, and irrational investment has been effectively curbed. From January to May, foreign investment mainly flowed to leasing and business services, manufacturing, mining, wholesale and retail, accounting for 29.9%, 15%, 12.3% and 7.6% respectively. There are no new projects for foreign investment in real estate, sports and entertainment.

Third, the eastern region is still the main force of foreign investment, and enterprises in the three northeastern provinces are increasingly active. From January to May, the total foreign investment of 10 provinces and cities in the eastern region was US$ 27.72 billion, up 75.4% year-on-year, accounting for 78.1% of local foreign investment. The foreign investment of the three northeastern provinces was US$ 1.43 billion, an increase of 88.2% over the same period of last year.

Fourth, there are many newly signed large-scale projects for foreign contracted projects, which plays an obvious role in promoting exports. From January to May, there were 274 projects with newly signed contracts worth more than 50 million US dollars, totaling 73.08 billion US dollars, accounting for 85.5% of the total newly signed contracts. Foreign contracted projects drove the export of goods to 7.54 billion US dollars, a year-on-year increase of 25.7%.

In the first five months of this year, 3,373 foreign-invested enterprises were put on record or approved by the relevant authorities, with an agreed investment of US$ 45.503 billion from China. Among them, 3,356 non-financial foreign investment enterprises have been registered or approved, and the Chinese agreed investment is 42.015 billion US dollars; 17 financial foreign investment enterprises have been put on record or approved, with an agreed investment of US$ 3.489 billion.

Iii. About the situation of absorbing foreign capital in the first five months of this year.

From January to May 2018, the national absorption of foreign capital mainly has the following characteristics:

First, newly-established enterprises continued to grow rapidly, and the actual use of foreign capital rose slightly. From January to May, 24,026 foreign-invested enterprises were newly established nationwide, with a year-on-year increase of 97.6%. The actually utilized foreign capital was 345.59 billion yuan, up 1.3% year-on-year (equivalent to 52.66 billion US dollars, up 3.6% year-on-year).

In May, 5,024 foreign-invested enterprises were newly established nationwide, up by 106.5% year-on-year; The actual use of foreign capital was 58.81 billion yuan, up 7.6% year-on-year, equivalent to 9.06 billion dollars, up 11.7% year-on-year.

Second, the high-tech manufacturing industry maintained a rapid growth momentum. The actual utilization of foreign capital in manufacturing industry was 100.42 billion yuan, up 12.3% year-on-year, accounting for 29.1%. The actual use of foreign capital in high-tech industries increased by 9.8% year-on-year, accounting for 20.5%. The actual use of foreign capital in high-tech manufacturing industry was 33.69 billion yuan, a year-on-year increase of 61.9%. Among them, pharmaceutical manufacturing, electronic and communication equipment manufacturing, medical equipment and instrumentation manufacturing increased by 12.3%, 56.4% and 442.3% respectively. The actual utilization of foreign capital in high-tech service industry was 37.24 billion yuan, of which the transformation service of scientific and technological achievements increased by 4.1% year-on-year.

Third, the absorption of foreign capital in the central and western regions continued to grow, and the growth rate of foreign capital in the Pilot Free Trade Zone was ahead of the whole country. The actual utilization of foreign capital in the central region was 24.19 billion yuan, up 40.1% year-on-year, and that in the western region was 22.77 billion yuan, up 11.9% year-on-year. There are 3,358 foreign-invested enterprises newly established in 11 pilot free trade zones, up 10% year-on-year. The actual utilization of foreign capital was 40.78 billion yuan, up 14.1% year-on-year, accounting for 11.8% of the whole country.

Fourth, among the main sources of investment, investment in Singapore, South Korea, Japan, the United States, the United Kingdom, and Macao increased significantly. The actual investment increased by 33.9%, 66.9%, 5.1%, 16.3%, 56.9% and 72% respectively.

The actual amount of foreign investment in ASEAN increased by 38.9% year-on-year; Investment in countries along the Belt and Road increased by 38.8% year-on-year.

Four, about the situation of China’s cultural trade in the first four months of this year.

From January to April 2018, China’s cultural trade and investment grew steadily, and the total import and export of cultural products and services reached US$ 36.96 billion, a year-on-year increase of 13.5%. Among them, the total import and export of cultural products was US$ 25.51 billion, a year-on-year increase of 9%; The total import and export of cultural services was US$ 11.45 billion, up 25.1% year-on-year. The foreign investment of culture, sports and entertainment industry was 730 million US dollars, a year-on-year increase of 7 times, accounting for 2% of China’s total foreign investment. Mainly has the following characteristics:

First, the scale has steadily increased. From January to April, the export of cultural products reached US$ 22.43 billion, a year-on-year increase of 7.3%; Imports reached US$ 3.08 billion, up by 23.7% year-on-year; the trade surplus of cultural products reached US$ 19.35 billion; the export of cultural services reached US$ 2.41 billion, up by 9.4% year-on-year; imports reached US$ 9.04 billion, up by 30% year-on-year; and the trade deficit of cultural services reached US$ 6.63 billion.

Second, the structure tends to be optimized. The import and export of cultural services accounted for 31% of the total cultural trade, an increase of 3 percentage points over the same period last year. In the export of cultural services, license fees for audio-visual and related products, cultural and entertainment services and advertising services increased by 44.1%, 32.3% and 24.6% respectively, accounting for 85% of the export of cultural services, accounting for an increase of 11 percentage points. In the export of cultural products, the export of cultural special equipment and publications with high added value increased by 13.6% and 6% respectively.

Third, the market is more diversified. China exported 4.57 billion US dollars of cultural products to countries along the "Belt and Road", up 10.7% year-on-year, accounting for 20.4% of the total export of cultural products, accounting for an increase of 0.7 percentage points. The export of cultural products to "BRIC countries" such as Brazil, Russia, India and South Africa reached 1.34 billion US dollars, up 35.2% year-on-year.

The above is the information I need to inform you on my own initiative, and I would like to answer the questions raised by journalists and friends below. Please ask questions below.

【CCTV journalistPlease tell us what consensus, achievements and highlights the SCO Qingdao Summit has reached in economic and trade cooperation.

【peakThe Qingdao Summit of the SCO has achieved many achievements in the economic and trade field, which has injected new impetus into regional economic cooperation. Mainly reflected in the following three aspects:

First, continue to promote trade facilitation in the region. During the summit, the heads of member countries jointly issued the Joint Statement on Trade Facilitation, which will promote the process of trade facilitation among member countries and promote the growth of trade by simplifying customs procedures, reducing import and export procedures and improving transparency. The SCO countries actively participate in and support the China International Import Expo to be held in Shanghai in November this year, which will build a strong cooperation platform for expanding inter-regional trade.

The second is to increase efforts to support the cooperation of SMEs. All parties stressed the importance of strengthening cooperation in e-commerce, developing service industry and service trade, and supporting the development of small and medium-sized enterprises, and jointly signed a memorandum of understanding to promote cooperation among small and medium-sized enterprises. By supporting exhibition forums and organizing seminars and training, they will promote cooperation among small and medium-sized enterprises in various countries in e-commerce, innovative research and development, and stimulate the potential of regional economic cooperation.

The third is to issue a common voice in support of the multilateral trading system. In the Qingdao Declaration, the heads of member states emphasized their support for improving the global economic governance system, consolidating the multilateral trading system and safeguarding the authority and effectiveness of the World Trade Organization, and issued a unanimous voice against the fragmentation of international trade relations and trade protectionism. Thank you.

【Central Radio and Television General Station Yang Guang reporterOn the issue of the Qingdao Summit of the SCO, we have noticed that the Chairman of the Supreme Leader mentioned that he supports the construction of a demonstration zone for local economic and trade cooperation of the Shanghai, China Cooperation Organization in Qingdao. What specific functions will this demonstration zone undertake? What’s the goal? What are the main areas of cooperation with SCO member States?

【peakEconomic and trade cooperation is an important engine for the development of the SCO. Building a demonstration zone of China-SCO local economic and trade cooperation in Qingdao is to give full play to Qingdao’s geographical advantages and the functional advantages of land-sea combined transport, and to build a new platform for economic and trade cooperation between China and SCO countries. At present, Qingdao is working with relevant departments to further improve the work plan of the demonstration zone, initially considering exploring the mode of two-way interaction at home and abroad, focusing on developing modern service industries such as trade logistics and cross-border e-commerce, and promoting trade and investment cooperation among SCO countries and regions. At the same time, through the demonstration construction of local economic and trade cooperation, China enterprises are encouraged to actively participate in the construction of overseas economic and trade cooperation parks in other SCO countries, carry out cooperation in processing and assembly, agriculture, logistics and other fields, explore convenient customs clearance modes, and build a service platform for two-way trade and investment.

We will actively support the construction of Qingdao Demonstration Zone and promote the pragmatic economic and trade cooperation among SCO countries to achieve new results. Thank you.

【Guoguang reporter from Central Radio and Television General StationPresident Supreme Leader and President Putin held the first meeting between the two heads of state this year in Beijing on the 8 th. What achievements have the two sides made in the economic and trade field during the meeting? What role will it play in promoting bilateral economic and trade relations in the future?

【peakDuring the meeting between the heads of state of China and Russia, China and Russia reached a number of important consensuses on pragmatic economic and trade cooperation, signed a series of pragmatic cooperation documents and achieved fruitful results.

With regard to the connection between the Belt and Road Initiative and the Eurasian Economic Union, the two sides signed the Joint Statement on Completing the Joint Feasibility Study of the Eurasian Economic Partnership Agreement, and will hold consultations on issues related to service trade, investment, e-commerce, economic and technological cooperation, small and medium-sized enterprises and trade in goods in the future negotiations of the Eurasian Economic Partnership Agreement. This will help to promote the establishment of a comprehensive, high-level trade and investment liberalization arrangement in Europe and Asia that will be open to other economies in the future.

In terms of trade and investment, the two sides signed the Memorandum of Understanding on Cooperation in the Field of E-commerce, and agreed to set up an e-commerce cooperation working group to strengthen cooperation in policies and regulations, information exchange, local cooperation, joint research and e-commerce platforms. It will create favorable conditions for the development of cross-border e-commerce trade between the two countries. In addition, the two sides also signed the Memorandum of Understanding on Strengthening Investment Cooperation, agreeing to promote the implementation of key investment cooperation projects and support small and medium-sized enterprises to strengthen investment cooperation.

In terms of strategic large-scale projects, the two sides signed seven documents on four projects in the nuclear field, and decided to cooperate on major projects such as demonstration fast reactors. This is by far the largest cooperation project in the nuclear field between the two countries, which will strongly promote bilateral trade and industrial cooperation. In the space field, the two sides signed the Memorandum of Understanding on Cooperation in the Field of Moon and Deep Space Exploration. In the field of transportation, the two sides signed an intergovernmental agreement on international road transport, which will further promote the facilitation of international road transport.

Generally speaking, the economic and trade achievements reached during the meeting between the heads of state of China and Russia are fruitful, which fully reflects the close economic and trade relations between the two countries and lays a solid foundation for the level of economic and trade cooperation between the two countries to reach a new level in the new era. Thank you.

【Economic information daily reporter】 At the beginning of June, the the State Council executive meeting decided to substantially reduce the tariffs on imported goods, including washing machines and refrigerators. I would like to ask the Ministry of Commerce, this year is 40 years of reform and opening up. What will be the next step in increasing exports?

【peakWhile actively expanding imports, we will also strive to promote exports, promote superior import and export of foreign trade, and achieve balanced development.

As we all know, export has been an important driving force of the national economy for 40 years since the reform and opening up, and it is known as one of the "Troika" and plays an irreplaceable role in China’s economic development and industrial upgrading. Since 2009, China has become the world’s largest exporter of goods.

In the new era, China’s economy has entered a stage of high-quality development, and exports are also facing the problem of high-quality development. In the next step, China’s export development will not simply pursue scale and speed, but pay more attention to quality and efficiency. In terms of endogenous motivation, we will focus on cultivating new advantages in export competition, no longer at the expense of resources and environment, nor simply relying on low-cost human resources, but highlighting new core competitiveness such as technology, brand and service. In terms of export market, we will continue to promote market diversification, increase the development of emerging markets, and meet the diversified needs of different markets.

In short, we will strive to promote the transformation of China’s exports from scale and speed to quality and efficiency, and continue to play a role in promoting the high-quality development of the national economy. Thank you.

【Shanghai securities news reporterLast Friday, the customs released the import and export data for May, which showed that the trade surplus of goods in the first five months reached 99.67 billion US dollars, and the data released earlier by the Ministry of Commerce showed that the deficit of service trade in the first four months had reached 88.24 billion US dollars. Therefore, some analysts say that the deficit of service trade may exceed the surplus of goods trade from January to May, and the deficit of service trade in the whole year may exceed $300 billion. May I ask the spokesman, what do you think of the expanding trend of the current service trade deficit? What specific measures will the Ministry of Commerce take to promote the development of service trade?

【peakThe trade situation is closely related to a country’s industrial development level and market demand. At present, the development of China’s service trade conforms to the universal law of international economic and trade development, and also reflects the level and stage of China’s economic development.

From the international experience, it is a universal law that there is a service trade deficit in the process of transformation of manufacturing powers. I have a set of figures here: since statistics were available in 1980, the service trade between Japan and Germany has been in deficit for 36 consecutive years. In 1999, Germany’s service trade deficit reached a peak of $60 billion, accounting for 27% of that year’s service trade. In 1990, Japan’s service trade deficit accounted for 34% of service trade. It is predicted that in the next few years, China’s service trade deficit will still expand, and it may develop to a certain extent before it gradually narrows.

Domestically, the service trade deficit is the result of the dual needs of China’s industrial transformation and upgrading and residents’ consumption upgrading. As China’s economy enters the stage of high-quality development, the demand for high-quality service trade products is also increasing. For example, in certain industries such as intellectual property, the demand is increasing rapidly, and the trade deficit is also expanding. On the one hand, it shows that China’s market potential is huge; on the other hand, it should be noted that the overall competitiveness of China’s service industry is still far behind that of developed countries.

In the next step, we will take promoting the healthy development of service trade as an important part of building a trade power, better promote the overall development of the national economy in the new era, and meet consumers’ demand for high-quality services.

First, actively promote pilot demonstrations from point to area. On the basis of summing up the pilot experience, we will promote the relevant experience to the whole country as soon as possible. The second is to cultivate new formats and models and accelerate the digitalization of service trade. Third, build the national brand of "China Service" and cultivate China’s own comprehensive service providers. We hope that through efforts, China’s service trade will be upgraded in scale, its structure will be continuously optimized, and its competitiveness will be continuously enhanced, thus forming a new competitive advantage of China’s open economy in the new era. Thank you.

【China news service reporterWe noticed that China’s foreign trade continued to grow at a high level in May. Some analysts believe that the effect of export preemption before the United States imposed tariffs on China was obvious. What do you think of this issue?

【peakIn the first five months of this year, China’s foreign trade continued to maintain a stable and positive trend and achieved steady and rapid development, which was the result of the joint action of many factors. First, the demand in the international market is picking up. Since the beginning of this year, the international economy has continued on the track of recovery. According to the forecast of the World Trade Organization, the growth of global trade volume will reach 4.4% in 2018, exceeding the growth rate of the global economy for two consecutive years. Secondly, the core competitiveness of China’s foreign trade is constantly increasing. Despite the pressure of rising factor costs, the transfer of some industries and the competition from other economies, China’s foreign trade is still actively transformed and upgraded under the impetus of the market, and its competitiveness is constantly improved in many aspects such as product quality, grade, brand and service. Third, the rapid growth of imports has also driven the overall growth of foreign trade. With the release of consumption potential in the domestic market and the rising prices of some commodities, China’s imports increased by 12.6% in the first five months of this year, driving the growth of overall foreign trade.

As for the phenomenon of grabbing exports due to your concern about changes in the trade environment, according to our understanding, there are such cases, and some enterprises have increased the number of short orders to avoid risks. But this is not the mainstream and will not affect the steady and healthy development of China’s foreign trade. We will continue to work hard to create a trade environment conducive to transformation and high-quality development for enterprises. Thank you. Here’s the last question.

【Macao Australia Asia TV reporterForeign media reported that the French Prime Minister will visit China at the end of the month. Would you please tell us about the current economic and trade situation between China and France? I’d also like to ask you to introduce the consultation plan on WTO reform submitted by France to China. How will China and France jointly speak out against trade protectionism?

【peakWith regard to Sino-French economic and trade cooperation, since the establishment of diplomatic relations between China and France, bilateral economic and trade cooperation has developed steadily. In March 2014, the Chairman of the Supreme Leader paid a successful state visit to France, which ushered in a new era of close and lasting comprehensive strategic partnership between the two countries. Bilateral economic and trade relations accelerated in an all-round way and gradually formed an all-round, wide-ranging and multi-level cooperation pattern. At present, France is China’s fourth largest trading partner, the fourth largest source of actual investment, the third largest investment destination and the second largest technology importer in the EU. China is the largest trading partner of France in Asia. In 2017, the bilateral trade volume between China and France reached US$ 54.46 billion, up 15.4% year-on-year, of which China exported US$ 27.67 billion, up 12.1% year-on-year and imported US$ 26.79 billion, up 19.1% year-on-year. In the first four months of this year, the bilateral trade volume between China and France reached US$ 18.64 billion, up 22.5% year-on-year, of which China exported US$ 9.34 billion, up 16.9% year-on-year. China imported 9.3 billion US dollars, a year-on-year increase of 28.7%. The cooperation between the two sides in energy, aviation, pension, environmental protection, finance and other fields is increasingly close.

At present, China has not received the French consultation plan on the reform of the World Trade Organization. As an important member of the European Union, France has always actively supported free trade and opposed trade protectionism. China is willing to make joint efforts with France to safeguard the multilateral trading system, oppose trade protectionism and promote the sustained and healthy development of trade liberalization and economic globalization.

Today’s press conference is over, thank you.

On December 19th, the official name of Laojunshan Eco-tourism Development Co., Ltd. in Henan Province was "Laojunshan Scenic Area", and the glorious course exhibition hall of Chairman Yang of Laojunshan Wenlv Group was grandly opened! "The article. As soon as this article came out, netizens questioned that "it is too high-profile for the scenic spot to build a glorious course exhibition hall for its boss". In this regard, a staff member surnamed Tan of the administrative office of the scenic spot responded to the cover journalist and said: "This incident is purely a staff error, misunderstood and released the wrong information. At present, the article has been deleted."

"Chairman Yang" is the chairman of the board of directors of Laojunshan Cultural Tourism Group Co., Ltd. in Henan Province. Netizens call him the boss of Laojunshan Scenic Area, and in March this year, he won the "Outstanding Henan People Model". In 2020, on the 13th anniversary of the establishment of the Group, Yang Zhisen was proud of the 700-fold growth rate of scenic spot income. Not long ago, during the 2021 annual assessment of all employees, the scenic spot added a compulsory subject recited by Tao Te Ching. This move was praised by Yang Zhisen, "fully affirming the assessment methods and contents".

Yang Zhisen won the title of "Outstanding Henan Model"

The scenic spot repairs the exhibition hall for the boss?

The company said that Xiaobian misunderstood the deleted article.

The Glorious Course Exhibition Hall of Chairman Yang of Laojunshan Wenlv Group was grandly opened! The screenshot of the article shows, "On the morning of December 19th, the exhibition hall of Chairman Yang’s glorious history of Laojunshan Wenlv Group was grandly opened at 10:00 a.m.", "All the staff entered the museum under the leadership of General Counsel Zhang Ji and saw Chairman Yang’s entrepreneurial history and development history", accompanied by photos visited by relevant leaders. At the scene, "President Yang delivered a speech, thanking the planners and producers for their hard work".

The cover journalist noticed that in the picture of the article, there are indeed "glorious history", "entrepreneurial life" and "a glimpse of the years" in the exhibition hall involving Yang Zhisen’s personal content. Related articles also revealed that the opening ceremony was attended by Gong Xiaoxiao, Chairman of Luanchuan County Federation of Literary and Art Circles, Yang Haibo, Vice Chairman of Luanchuan County Political Consultative Conference, Jin Qingxiu, Chairman of Luoyang Funiushan Cultural Tourism Development Co., Ltd., Liang Xiaobing and Daniel Wei, designers of the exhibition hall, all middle and high-level officials of Laojunshan Cultural Tourism Group, and party member cadres.

As soon as this article came out, it immediately caused netizens to question that "it is too high-profile for the scenic spot to build a personal exhibition hall for its boss."

In response to this matter, a staff member surnamed Tan of the Administrative Office of Laojunshan Scenic Area responded to the cover journalist and said: "This matter is purely a mistake in the work of WeChat WeChat official account Xiaobian, and it was misunderstood and released the wrong information." The staff explained, "The exhibition hall is not the personal exhibition hall of President Yang, but the exhibition room of the 15-year development history of Laojun Mountain Scenic Area. It is only 40 square meters in the office area of the scenic area, and there is no plaque, no listing and it is not open to the public. At present, the wrongly published article has been deleted. "

There are words "glorious course" and "entrepreneurial life" in the exhibition hall.

Donated over 30 million yuan.

This year, he won the "Outstanding Henan People Model"

On March 18th, Guan Hongde, Deputy Director of the United Front Work Department of Luanchuan County Committee and Party Secretary of the County Federation of Industry and Commerce, on behalf of the Henan Federation of Industry and Commerce and the Henan General Chamber of Commerce, presented Yang Zhisen, Chairman of the Board of Directors of Laojunshan Scenic Area, with the honorary card of "Outstanding Henan People".

According to local articles published from the media, Yang Zhisen has been "fully involved and personally involved" in scenic spot planning, project construction, marketing activity planning and scenic spot system formulation for more than ten years. "He has been awarded the honorary titles of Henan Model Worker, Luoyang Special Contribution Award and Luanchuan Tourism Hero".

According to the information released by Luanchuan County Culture, Radio, Film and Tourism Bureau in 2019, "Yang Zhisen, Chairman of the Board of Directors of Henan Laojunshan Wenlv Group Co., Ltd. and Secretary of the Party Branch of the scenic spot … He has repaid the society, arranged more than 1,350 poor villagers for employment and donated more than 30 million yuan to build bridges, roads and schools. Since 2013 alone, 100 poor college students have been funded every year, with a total funding of 1.45 million yuan. "

According to local media reports, in 2000, Luanchuan County decided to take Laojun Mountain as the leading tourism development in Luanchuan. Since then, Laojun Mountain Scenic Area has raised more than 28 million yuan. However, due to the imperfect mechanism, the operation of the scenic area was once in trouble, and its income was far from meeting the construction expenditure. Eventually, the capital chain was broken, resulting in the problems that the construction of tourism service facilities could not keep up and the scenic spot grade was low.

In 2007, Luanchuan county put forward the development strategy of "industry feeds back tourism". As a well-known entrepreneur in Luanchuan county, Yang Zhisen joined the team of industry feeding back tourism. In August 2007, Ruifeng Industry and Trade Co., Ltd. in Luanchuan County operated by Yang Zhisen signed a cooperation investment and development agreement with Laojunshan Forest Farm, and registered and established Laojunshan Eco-tourism Development Co., Ltd. in Henan Province to engage in the development, operation and management of Laojunshan Scenic Area.

Yang Zhisen’s honorary certificate of "Outstanding Henan People’s Model"

The boss said that the income increased by 700 times.

At the end of the year, employees are required to recite the Tao Te Ching.

"Thirteen years of development and construction, more than ten years of careful construction and more than 15 billion yuan of capital investment have made the construction of hardware facilities in Laojunshan basically in place." In August, 2020, the official platform of Laojun Mountain Scenic Area released "Speech by Yang Zhisen, Chairman of the Board of Directors, on the 13th anniversary of the establishment of Laojunshan Wenlv Group", saying that after 13 years of construction, Laojun Mountain Scenic Area has realized the reception capacity of more than 40,000 people, "truly showing the leading position of a new atmospheric scenic spot".

In this "speech", Yang Zhisen is proud of the "achievements" made by the scenic spot over the years. Yang Zhisen said that more than 10 years ago, the annual income of the scenic spot was less than 300,000 yuan, and by 2020, the income has reached more than 200 million yuan. He believes that "the growth rate of 700 times can be described as a 13-year-old naive teenager." According to media reports, in 2020, the scenic spot received 1.5 million tourists throughout the year, and its comprehensive income exceeded 300 million yuan.

The cover journalist found that in his daily work, Yang Zhisen paid special attention to the inheritance of "Laozi culture". In addition to leading a team to the Laozi Museum for investigation and study, he also asked the employees of the company to "learn and truly understand" the connotation of Laozi culture. These ideas have been "implemented" by Laojunshan Wenlv Group in the assessment of employees in scenic spots.

Since December, Laojunshan Wenlv Group has successively carried out the assessment and rating of all tour guides in the second half of 2021 and the assessment of all employees in 2021-reciting the Tao Te Ching, which became a compulsory subject for the first time, and the employees randomly selected chapters on the spot to recite. During the two assessments, Yang Zhisen went to the scene and delivered a speech, "fully affirming the assessment methods and contents".

At the beginning of November, Laojunshan Wenlv Group held a rectification work meeting.

Netizens listed five pits.

Said that I would never go to Laojun Mountain again in my life.

In 2018, some media visited Laojun Mountain Scenic Area in Luoyang and found that unlicensed tourist vehicles shuttled back and forth in the scenic area, public toilets were not cleaned, restaurants did not see business documents, and even tour guides clashed with passengers. Since then, some media have exposed that there is rubbish everywhere on the Jinding platform of the scenic spot because people gather to eat instant noodles, which has been vomited again by tourists and netizens: Is this consistent with the national 5A-level tourist scenic spot?

In January of this year, some netizens claimed to have traveled 1,000 kilometers to the Laojun Mountain scenic spot in Henan, and then vomited on social media, listing the "five pits" in the scenic spot, saying that "it will never come again in this life". These "pits" include: if it doesn’t snow, there is no sea of clouds, tickets and ropeways are extremely expensive, accommodation conditions on the top of the mountain are poor and there are few beds, and garbage can be seen everywhere in the scenic spot.

At the same time, some media have questioned the excessive marketing hype of Laojun Mountain Scenic Area, saying that in order to attract attention, the marketing hype is full of keywords such as "beauty", "Taoist", "ten thousand people" and "cliff". "It is understandable that the scenic spot carries out marketing promotion. However, it is really disgusting to speculate so frequently, so vulgar and so exaggerated. "

At the beginning of November this year, Laojunshan Wenlv Group held a meeting on rectification work, demanding centralized rectification of existing problems in scenic spots. Remediation items include: remediation of environmental sanitation along the scenic spot and environmental materials at various construction sites, delineation of business scope of scenic merchants, standardization of business behavior, unified identification and signs, standardization of traffic control and guidance in scenic spots, and continuous improvement of service quality.

(Reporter Liu Hu Zeng Ye)

Xinhua News Agency, Beijing, December 17thTitle: The field of hope, the power to forge ahead —— On the overall revitalization of rural areas from the perspective of high-quality development of agriculture and rural areas

Xinhua news agency reporter

Spring ploughing and summer ploughing, autumn harvest and winter storage. Under the strong leadership of the CPC Central Committee and the State Council, all localities and departments have continuously intensified their work on agriculture, rural areas and farmers this year, effectively overcoming the adverse factors such as severe floods in some places, achieving a bumper harvest of grain and steadily advancing the high-quality development of agriculture and rural areas.

The General Secretary of the Supreme Leader profoundly pointed out that "a strong country must first strengthen agriculture, and a strong agriculture can strengthen the country." Looking at the vast land of China, people have made unremitting efforts to speed up the construction of an agricultural power, comprehensively promote rural revitalization, and lay a solid foundation for building a socialist modern power.

Tamp the "ballast stone" of food security

After a winter snow, green wheat poked its head out of the snow in Shanying Village, Macun Town, Jiaxiang County, Shandong Province. Despite the temperature drop, Wanmin, a big grain grower after 00, is not too worried: "Just after watching the seedling situation, deep ploughing before winter has improved the quality of land preparation, plus sowing at the right time, winter irrigation to prevent freezing injury, and strong seedlings have a foundation for overwintering." In recent years, Jiaxiang County has promoted intelligent agricultural machinery, plant protection drones and other equipment, and integrated technologies such as conservation tillage and green prevention and control of pests and diseases, which has provided strong support for grain production.

This year, China implemented a new round of 100 billion Jin of grain production capacity improvement, continued to raise the minimum purchase price of wheat and rice, improved the subsidies for corn and soybean producers, implemented the responsibility of farmland protection and food security in various localities and departments, and the Ministry of Agriculture and Rural Affairs launched a large-scale unit yield improvement campaign for major crops such as grain and oil, and agricultural technicians gave in-depth guidance. Effectively overcome the rare "rotten rain" in Huanghuai and the severe local floods in northeast China, and the annual grain output has been stable at more than 1.3 trillion Jin for nine consecutive years … The grain harvest has laid the foundation for economic and social stability.

All localities have extended the grain industry chain, upgraded the value chain, built a supply chain, and constantly improved the quality, efficiency and competitiveness of agriculture.

In recent years, Yongfeng Rice in Yongfeng Village, Taihe Town, Meishan City, Sichuan Province has been favored by consumers. While making excellent rice brands, the local government has introduced Mi Lu with cream and popcorn with pure edge oil, and featured products have entered more people’s homes.

Green is the background color of agriculture. At the 37th China Plant Protection Information Exchange and Pesticide Machinery Fair held not long ago, nearly 1,000 enterprises participated in the exhibition, displaying and exchanging new technologies and products. The relevant person in charge of the National Agricultural Technology Extension Service Center said that agricultural development has entered a new stage of comprehensive green transformation, and it is necessary to further enhance the ability of plant protection, disaster prevention and mitigation, and provide strong support for ensuring national food security, agricultural product quality and safety, and ecological environment safety.

The coverage rate of improved varieties of crops is over 96%, the comprehensive mechanization rate of farming and harvesting reaches 73%, and the contribution rate of agricultural scientific and technological progress reaches 62.4% … China’s rice bowl is more secure and better, laying a solid foundation for building an agricultural power.

Take multiple measures to broaden the channels of increasing farmers’ income

In winter, Hu Ruiyun, a poverty-stricken household, is busy pruning fruit trees in the pear garden in Honglongji Village, wei county, Hebei Province. "10 acres of land at home have been transferred, and you can get 800 kilograms of wheat per acre every year, and you can earn more than 100 yuan a day in the pear garden." Hu Ruiyun said happily.

Zeng Yande, chief agronomist of the Ministry of Agriculture and Rural Affairs, said that by the end of the third quarter of this year, 63.5% of the monitored objects in 22 provinces in the central and western regions had eliminated the risk of returning to poverty, and the rest had implemented assistance measures.

All localities should develop characteristic industries, promote the steady employment of migrant workers, and do everything possible to broaden the channels for farmers to increase their income and get rich. Finger Lemon, Bird’s Nest Fruit and Mume Fruit … The "Window of the World Tropical Fruit" base in dalu town, qionghai city, Hainan, integrates fruit introduction and breeding, demonstration planting and popular science sightseeing. More than 100 people have achieved stable employment and studied technology here.

China’s rural industries to enrich the people have grown stronger. Statistics from the National Bureau of Statistics show that the per capita disposable income of rural residents in the first three quarters of this year was 15,705 yuan, a real increase of 7.3% after deducting the price factor. Comprehensively improve the quality of farmers, do a good job of "local products" according to local conditions, and all kinds of resource elements are constantly activated, driving the broad masses of farmers to live a prosperous life.

Not long ago, experts from the Cotton Research Institute of the Chinese Academy of Agricultural Sciences came to Laoshan Town, Shawan City, Xinjiang to explain cotton cultivation, intelligent water and fertilizer integration and other technologies to help farmers improve their planting level. "In the future, we will send agricultural technicians here and organize on-site observation meetings to accelerate the promotion of modern agricultural technology." Li Yabing, a researcher at the Cotton Research Institute of the Chinese Academy of Agricultural Sciences, said.

Accelerate the construction of a livable, suitable and beautiful country.

Strolling in wulong village, Liuzhi Special Zone, Guizhou Province, you are greeted with a picture scroll: characteristic houses built on the mountain, daisies swaying in the wind, stone troughs and stone mills bearing homesickness …

"The road is good, the village is clean, and the dry toilet has been changed into a flush toilet, which is convenient and hygienic." Villager Zhu Jingrong said happily. In the past two years, the village infrastructure has been upgraded and transformed, and the health habits of the people have changed greatly.

Wulong village is the epitome of rural construction in China. At present, the penetration rate of rural sanitary toilets in China exceeds 73%, and more than 95% of villages have carried out cleaning operations, and the village appearance has been continuously improved.

The efficiency of rural governance is also steadily improving. Since 2022, the Ministry of Agriculture and Rural Affairs has cooperated with Tencent to launch the "cultivator" revitalization plan, and provided free training for rural governance backbones and leaders of new agricultural management entities. More than one million people learn rural governance systems and measures such as the points system, the list system and the villagers’ saying things in the "Plowers for the Village" applet.

Farming civilization and urban civilization complement each other, and civilized rural style, good family style and simple folk customs are continuously passed down and carried forward.

"Knock, knock, knock …" In Yaoda Village, Chengzhong Town, Ningming County, Chongzuo City, Guangxi Province, the tourists had not yet stepped off the cruise ship when the clanging drums came from a distance. In the village at the foot of Huashan Rock Painting Mountain in Zuojiang, a world cultural heritage, Lv Ximei, a Zhuang villager, is a member of the bronze drum performance team: "The development of tourism in the village can not only increase income, but also pass on the bronze drum culture. I am very happy."

Accelerate the construction of a strong agricultural country, and build a livable and beautiful countryside … The fields of hope are full of hard work and struggle, and the broad masses of peasants and "three rural" workers make unremitting efforts to create a better life with hard work and sweat, and contribute to the construction of a socialist modernization power! (Reporter Yu Wenjing, Yu Qiongyuan, Pan Dexin, Ye Jing, Guo Yifan)

Total assets per household in each province

　　How many assets do urban households in China have? How much debt is there? Is the household debt risk controllable? The latest investigation and study by the investigation and statistics department of the central bank gives the answer. On April 24th, WeChat official account, the official WeChat of China Finance magazine, published the research report "Survey on the Assets and Liabilities of Urban Households in China in 2019", which was written by the research group of the Survey and Statistics Department of the People’s Bank of China.

　　In the middle and late October of 2019, the research group of assets and liabilities of urban households of the Survey and Statistics Department of the People’s Bank of China conducted an assets and liabilities survey on more than 30,000 urban households in 30 provinces (autonomous regions and municipalities directly under the Central Government). This is one of the most complete and detailed surveys on the assets and liabilities of urban residents in China.

　　According to the report, the three provinces (autonomous regions and municipalities directly under the Central Government) with the highest household assets are Beijing, Shanghai and Jiangsu, among which the average household assets of Beijing residents are 8.928 million yuan.

　　Family assets are mainly real estate.

　　Every household has 1.5 suites.

　　According to the survey data, the average total assets of urban households is 3.179 million yuan, and the median is 1.63 million yuan. The difference between the mean and the median is 1.549 million yuan.

　　After deducting the assets from the liabilities, the net assets obtained can more truly reflect the wealth level of the households. According to the survey data, the average net worth of urban households in China is 2.89 million yuan. The median net worth of a family is 1.41 million yuan, which is 1.48 million yuan lower than the average.

　　In terms of economic regions, the eastern region is significantly higher than other regions. The average total assets of households in the eastern region are 4.61 million yuan, which are 1.975 million yuan, 2.534 million yuan and 2.96 million yuan higher than those in the central, western and northeastern regions respectively.

　　The survey shows that the household assets of urban residents in China are mainly physical assets, with an average of 2.53 million yuan, accounting for 80% of the total household assets.

　　Of the physical assets, 74.2% are housing assets, and the average household housing assets are 1.878 million yuan. The proportion of residents’ housing assets to total household assets is 59.1%.

　　The survey shows that the housing ownership rate of urban households in China is 96.0%, the proportion of households with one house is 58.4%, the proportion of households with two houses is 31.0%, the proportion of households with three or more houses is 10.5%, and the average household owns 1.5 houses. The overall housing ownership rate of American households is 63.7%, which is 32.3 percentage points lower than that of China.

　　The more houses owned by urban households, the lower the proportion of housing assets in their household assets. The proportion of housing assets in the total assets of a family with one house is 64.3%, that of a family with two houses is 62.7%, and that of a family with three or more houses is 51.0%. This is mainly because families with multiple properties are more inclined to diversify their assets after solving their basic housing needs.

　　Risk-free financial assets per household are 350,000 yuan.

　　The total debt per household is 512,000 yuan.

　　According to the survey, 99.7% of the families surveyed have financial assets, with an average financial asset of 649,000 yuan, accounting for 20.4% of the total family assets. Compared with the United States, the proportion of financial assets of urban households in China is low, which is 22.1 percentage points lower than that of the United States.

　　The families are sorted by financial assets and physical assets from low to high. The financial assets owned by the families with the highest 10% financial assets account for 58.3% of all sample families, while the assets owned by the families with the highest 10% physical assets account for 47.1%. It can be seen that the imbalance of financial assets is more significant.

　　The survey shows that the holding rate of risk-free financial assets in the surveyed families is 99.6%, and the average household is 352,000 yuan; The holding rate of risk financial assets is 59.6%, and the average household is 501,000 yuan. From the survey sample as a whole, the average household holds 350,000 yuan of risk-free financial assets, accounting for 53.9% of the total financial assets, which is higher than the risk-free financial assets.

　　In terms of household liabilities, the survey shows that the proportion of households with liabilities is 56.5%. In terms of regions, the household debt participation rate in Northeast China is the lowest, accounting for 42.1%; 57.9% in the east and 55.7% in the middle; The highest in the western region is 60.1%.

　　Among the indebted families, the total debt per household is 512,000 yuan. Among them, 53.8% households have a debt balance of less than 300,000 yuan, 35.6% households have a debt balance of 300,000 to 1 million yuan, and 10.5% households have a debt balance of more than 1 million yuan. The liabilities of urban households are mainly bank loans. Among households with debts, the average bank loan is 496,000 yuan, accounting for 96.8% of the total liabilities of households.

　　The proportion of liabilities outside the banking system is low, only 3.2%, of which the average household liabilities of private loans and Internet financial products loans are 12,000 yuan and 0.1 million yuan respectively, accounting for 2.4% and 0.2% of the total household liabilities respectively.

　　From the perspective of debt use, mortgage is the basic composition of household debt. Among the indebted households, 76.8% have housing loans, and the average household housing loan balance is 389,000 yuan, accounting for 75.9% of the total household liabilities.

　　analyse

　　The household debt risk is generally controllable.

　　The report pointed out that the asset-liability ratio of urban households is generally stable and their solvency is generally strong.

　　Overall, the asset-liability ratio of urban households in China is relatively low. The survey shows that the average asset-liability ratio of urban households in China is 9.1%, which is lower than that of the United States (12.1%). Among them, the average asset-liability ratio of indebted families is 14.8%, and the median is 15.8%.

　　According to the report, the solvency of urban households in China is generally strong. According to the survey data, the average debt service income ratio of urban households is 18.4%, of which the mortgage debt service income ratio is 9.1%. The average debt service income ratio of indebted households is 29.5%, and the median is 26.7%.

　　According to the results of the investigation, the research group puts forward two problems that need to be paid attention to. First, the financial asset-liability ratio of households is relatively high, and there is a certain liquidity risk. The survey shows that the financial asset-liability ratio of urban households in China is 44.6%, among which the average financial asset-liability ratio of indebted households is 85.3% and the median is 117.3%, and the financial asset-liability ratio of more than half of households exceeds 100%. It can be seen that although the overall asset-liability ratio of residents is stable, the liquidity of assets is poor and there is a certain liquidity risk.

　　Second, the debt risk of some families is relatively high, mainly manifested in: some low-asset families are insolvent and the risk of default is high; Young and middle-aged groups have great debt pressure and high debt risk; There are many financial products such as wealth management, asset management and trust invested by the elderly groups, which are risky; The debt risk of just-needed mortgage families is outstanding. (Reporter Cheng Wei)

Beijing Tax Letter [2023] No.61

　　In order to continuously promote the theme education of the tax system, conscientiously implement the Opinions of the Central Committee of the Communist Party of China and the State Council on Promoting the Development and Growth of the Private Economy (hereinafter referred to as the Opinions) and the arrangement of the the State Council executive meeting on July 31, according to the work arrangement of the State Administration of Taxation, the Beijing Taxation Bureau of State Taxation Administration of The People’s Republic of China has launched four batches of "Spring Breeze Action for Facilitating Taxation" measures in the first half of this year, focusing on supporting the development of small and medium-sized enterprises and individual industrial and commercial households. We will implement the new series of tax reduction and fee reduction policies, combine the actual tax situation in Beijing and the new needs of taxpayers, and then introduce and optimize a number of "Spring Breeze Action for Facilitating Taxes" measures to help the private economy grow and develop, promote the sustained improvement of economic operation, and better serve high-quality development. The relevant matters are hereby notified as follows:

　　 First, further strengthen policy implementation

　　(a) to formulate and distribute the list of preferential tax policies and related guidelines to support the development of small and micro enterprises and individual industrial and commercial households.

　　(two) according to the list and guidelines, organize face-to-face publicity and interpretation of private enterprises and individual industrial and commercial households. Common questions shall be answered in accordance with the question-and-answer caliber uniformly issued by the State Administration of Taxation, so as to ensure the implementation of unified norms.

　　(3) Improve the accurate push mechanism of tax and fee policies, implement the Work Specification for Accurate Push of Tax and Fee Policies of the State Administration of Taxation, better realize "finding people by policies" and ensure that policies can be enjoyed directly and quickly.

　　(4) Improve the service measures for retrospective enjoyment. For those who need tax refund, they should fully respect the will of taxpayers and handle it in time through special projects.

　　(5) If the taxpayer fails to enjoy the policy of adding and deducting R&D expenses in time during the levy period in July this year for various reasons, it can be supplemented in August and September by changing the second quarter (or June) enterprise income tax prepayment declaration; Actively work with relevant departments to collect and compile appraisal cases of R&D projects, and help qualified small and medium-sized enterprises fully and accurately enjoy the bonus of R&D expenses plus deduction policy.

　　(six) for small-scale taxpayers to reduce the value-added tax concessions, small-scale low-profit enterprises and individual industrial and commercial households income tax concessions and other policies, increase the implementation of independent declaration and self-enjoyment, and constantly expand the scope of application.

　　(VII) Improve the push mechanism of dividend bills for tax reduction and fee reduction, optimize and improve system functions, and explore personalized and customized push services for dividend bills.

　　 Two, to further facilitate the handling of taxes and fees

　　(eight) for the "enterprise financial accounting system" and other 11 proof materials using access to reuse measures, reduce the data submitted repeatedly, reduce the burden of tax payment.

　　(9) Deepen the implementation of the notification commitment system for 12 tax certification items, such as "identity certificate of individual industrial and commercial business operators", strictly control the newly established tax certification items, and do not require taxpayers to test, inspect, authenticate, authenticate, notarize or provide certificates before applying for tax matters.

　　(ten) in accordance with the deployment of the State Administration of Taxation, promote digital electronic invoices, help the digital transformation of small and medium-sized enterprises, and further reduce the institutional transaction costs of small and medium-sized enterprises.

　　(eleven) continue to optimize the value-added tax, enterprise income tax, personal income tax and other tax declaration and pre-filling services, explore intelligent pre-filling, and shorten the reporting time.

　　(12) Optimize the procedures for inter-provincial migration of small and medium-sized enterprises. For qualified small and medium-sized enterprises, the tax authorities shall go through the formalities for moving out in a timely manner according to regulations, and the migration information shall be pushed to the tax authorities in the place where they move in.

　　(XIII) Further optimize the information sharing method of bank and tax credit, and help more private enterprises to obtain financing support through "bank-tax interaction" with good tax credit on the premise of ensuring data security and safeguarding taxpayers’ legitimate rights and interests.

　　 Third, further improve the appeal response

　　(14) Give full play to the role of the mechanism for solving the service demands of taxes and fees. The State Administration of Taxation and the provincial tax bureaus will establish direct contact points for private enterprises at the same time, conduct regular visits and discussions for private enterprises, systematically sort out the problems strongly reflected by small and medium-sized enterprises, study practical and effective solutions, and respond to the reasonable demands of taxpayers and payers in a timely manner.

　　(15) Organize the tax system to continue the service season for small and medium-sized enterprises, focus on the needs and expectations of small and medium-sized enterprises and individual industrial and commercial households, expand innovative service measures, and promote the new series of tax reduction and fee reduction policies to be better implemented.

　　(16) Further strengthen the linkage with the Federation of Industry and Commerce and other departments, actively carry out multi-field and multi-level online and offline professional training and counseling for private enterprises, actively explore the provision of personalized services for different types of private enterprises, and help private enterprises in the transformation and upgrading stage to improve their compliance ability.

　　(17) Cooperate with local chambers of commerce to organize the establishment of private enterprise service stations or service consultants, carry out in-depth work of popularizing law, answering questions, mediating, safeguarding rights, etc., and meet the service needs of enterprise tax and fee consultation in a timely manner.

　　 Fourth, further deepen cross-border services

　　(XVIII) Simplify the relevant statements of overseas investment and information obtained by enterprises, reduce the frequency of submission, and further reduce the reporting burden of enterprises.

　　(XIX) Optimize the "single window" service functions of the electronic tax bureau and international trade, and implement the "exemption from reporting" of export tax refund invoices and export customs declarations, so as to further improve the convenience of private enterprises and other enterprises in handling export tax rebates.

　　(20) Set up the 12366 cross-border service consultation hotline, strengthen the collection and collation of high-frequency difficult tax-related issues in cross-border operations, launch and constantly improve the "cross-border taxpayer’s difficult questions", and broaden the channels for private enterprises to solve doubts and doubts.

　　(21) Combined with the overseas investment characteristics of private enterprises in this Municipality, after official website, the State Administration of Taxation, issued the "Overseas Tax Case Library", cooperate with the publicity and utilization of the "Overseas Tax Case Library", assist in updating and issuing the investment tax guide for countries (regions), and help "going out" private enterprises to prevent tax risks and improve their tax compliance ability.

　　(twenty-two) deepen the use of international tax legal tools such as mutual consultation procedures of tax treaties and advance pricing arrangements, and make greater efforts to help taxpayers such as private enterprises solve cross-border tax-related disputes and improve the tax certainty of cross-border operations.

　　(23) Focusing on the characteristics and tax-related demands of the "going out" taxpayers in this Municipality, we will optimize and upgrade the "Belt and Road" measures for tax services, better serve the "going out" taxpayers in this Municipality, and create a good tax environment for private enterprises to better "go out".

　　 Fifth, further optimize the law enforcement methods

　　(24) Insist on collecting taxes and fees according to laws and regulations, resolutely refuse to collect "excessive taxes and fees", expand and smooth the complaint reporting channels such as the 12366 tax payment service hotline, and seriously investigate and deal with the behavior of collecting "excessive taxes and fees" together.

　　(twenty-five) to accelerate the development of regional unified tax administrative punishment discretion benchmark, and promote regional tax law enforcement coordination.

　　(26) In accordance with the relevant deployment requirements of the State Administration of Taxation, the tax authorities shall provide guidance to private enterprises that meet the requirements and have real difficulties in paying taxes, and shall not take enforcement measures for those who pay taxes as planned.

　　(27) Adhere to the combination of education and punishment, and further strictly implement the system of "no penalty for the first violation". If 14 items in the list of "no penalty for the first violation" of tax administrative punishment occur for the first time and the harmful consequences are slight, they will not be given administrative punishment.

　　(28) Strictly implement the system of fair competition and equity review of tax regulatory documents, strengthen the review of relevant policies and measures, earnestly safeguard the legitimate rights and interests of taxpayers in the private economy such as small and medium-sized enterprises and individual industrial and commercial households, and ensure that all types of enterprises are treated equally and equally.

　　All units should adhere to the guidance of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era, implement the new development concept completely, accurately and comprehensively, resolutely implement the "Two Unswervings", fully understand the significance of promoting the development and growth of the private economy, fully understand the significance of doing a good job in current tax work to promote the sustained recovery and high-quality development of the national economy, and earnestly enhance the sense of mission and responsibility. Taking the implementation of the Opinions and the spirit of the executive meeting of Politburo meeting of the Chinese Communist Party and the State Council seriously as an important task to further promote the theme education of the tax system, we should work closely with the actual creativity, solve problems and do practical things for taxpayers in accordance with the law and regulations, take the initiative to cooperate efficiently, be close to the fine service, and strive to promote the private economy to become bigger and better. It is necessary to combine the requirements of continuous innovation and development of "Jinjiang Experience", constantly enrich and improve the measures and methods for tax departments to serve small, medium and micro enterprises and individual industrial and commercial households, sum up and popularize good experiences and practices in a timely manner, and fix effective experiences and practices to form a system, so as to ensure that the decision-making arrangements of the CPC Central Committee and the State Council to promote the development of the private economy and the new series of tax reduction and fee reduction policies are fully effective in the tax system, and make new and greater contributions to the high-quality development of services.

State Taxation Administration of The People’s Republic of China Beijing Municipal Taxation Bureau　　　　

August 22, 2023　　

　　　 [XCAR Information Original]

　　　　Chevrolet recently officially released the details of the 2012 Corvette. The interior of the new car is equipped with new seats, a modified steering wheel and a center console with padding. Options include a doctor’s stereo, a suit with GPS navigation and colored brake calipers (available in red, yellow, silver and gray).

Chevrolet corvette

Chevrolet corvette

　　　　Corvette Z06 can provide high-performance kit, electromagnetic adjustable suspension control device, carbon fiber hood and Michelin Pilot Sport Cup tires. The ZR1 can provide a new PDE high-performance package, including a rear spoiler with the same width and new aluminum wheels. In addition, the transmission of the car has been improved and the transmission ratio is higher, so the fuel economy can be improved by 2 miles per gallon. The car factory did not announce the price, but only said that the 2012 Corvette will be put into mass production in July.

Chevrolet corvette

Chevrolet corvette

Chevrolet corvette

Chevrolet corvette

　　　　Editor’s comment:Chevrolet 2012 Corvette has more outstanding driving performance and handling, while the interior has been further improved, paying more attention to performance and comfort.

　　Core reading

　　The table tennis robot demonstrates the powerful "behavior" ability of artificial intelligence. In the future, with the upgrading and maturity of table tennis robots, it will help athletes to train better and promote the popularization of table tennis.

　　Some time ago, a video of "the longest ping-pong round in history" released by the ITTF aroused widespread concern among fans on the Internet. In the video, professional players and table tennis enthusiasts use different tools such as rackets, spatulas and books to relay the ball back in different environments, and staged an interesting table tennis party.

　　Nowadays, the application of artificial intelligence technology has inserted the wings of imagination into table tennis. A table tennis robot with a smart "brain" is constantly challenging. Will it defeat the table tennis world champion?

　　Help popularize sports.

　　In 2014, German table tennis star Bohr faced a table tennis robot named KUKA. In the face of robots, the former world No.1 player took high gear and low gear, but he could only rely on tennis balls and edge balls to keep up with the score and finally win narrowly. Although this duel is only an advertising marketing, the level of robots was not very strong at that time, but the seeds of imagination have been planted in the hearts of researchers.

　　China Table Tennis Institute of Shanghai Sport University cooperated with Xinsong Robot Automation Co., Ltd. to develop two generations of Pongbot table tennis duet robots. Although the fighting robot has only one mechanical arm, it can already achieve man-machine combat. At the same time, through the deep learning and reinforcement learning model in the artificial intelligence algorithm, the robot can "study" the opponent’s movements and hitting methods while playing, and formulate the return strategy by predicting the table tennis trajectory.

　　Deng Yaping, the Olympic champion of table tennis, once competed with the second-generation duet robot in a TV program, testing the performance of the robot from three dimensions: speed, strength and rotation. From the beginning of the "helpless" when facing the fast break, to the end, the robot can successfully catch the difficult backspin ball. After one or two hundred rounds of fighting, the robot has shown strong adaptability and learning ability. "Table tennis robots have great potential and cannot be underestimated." Deng Yaping said.

　　In fact, robots have been widely used in medical care, automobile, chemical industry, education and other fields. In the field of sports, there are also companies that have produced robots that can complete gymnastics movements. Ren Jie, vice president of China Table Tennis Institute of Shanghai Institute of Physical Education, who participated in the research and development of table tennis robots, said that the original intention of designing table tennis robots was to use scientific and technological means to help athletes train better and promote the popularization of table tennis.

　　Strong learning ability

　　In March of this year, Pombert played against the robot’s "brother" product — — Serve robot comes out. The service robot has two mechanical arms, which can throw the ball with one hand and hit the ball with the racket in the other. Compared with the traditional service machine, the service robot highly restores the service action of real people, provides athletes with time to observe their opponents, and exercises their reaction ability and ball handling ability.

　　However, in order to achieve a high degree of personification, in addition to the appearance and action, we must also realize the variety of service. Ren Jie introduced that the service robot can set different rotation types and landing points of the ball, and can simulate different playing styles through the quick change of the racket. "After practicing such a combination, I feel as if I am playing against a real person, or a master!" An experiencer lamented.

　　The "trump card" of the serve robot is the function of trajectory analysis and action analysis. Two distributed binocular vision systems are like a pair of "smart eyes", which can capture the trajectory of the ball and the athletes in time. Coupled with the "brain" of artificial intelligence algorithm for deep learning and timely adjustment of technical and tactical strategies, a set of "combination boxing" makes the service robot "smart".

　　"If you beat the human Go master ‘ Alpha dog ’ Show us the powerful artificial intelligence ‘ Thinking ’ Ability, the table tennis robot shows the powerful artificial intelligence ‘ Behavior ’ The ability reflects the manufacturing strength in the field of industrial automation in terms of accurate identification, rapid response and flexible control. " Ren Jie said.

　　With a deep understanding of table tennis, China Table Tennis Institute has avoided many detours in the process of cooperative research and development of table tennis robots. At the beginning of the design, the serve robot was set at a very fast speed. Later, it was found that this exceeded the acceptance ability of most athletes, which not only failed to achieve the exercise effect, but also increased the configuration of motors and motors, which was completely unnecessary. "Technology research and development should conform to the laws of reality." Ren Jie said, "So we suggest debugging the robot with reference to the speed, frequency and rotation of the ball when the coach conducts multi-ball training."

　　Wide application prospect

　　In the past table tennis class, 20 students shared 10 tables. If the teacher practiced multi-ball training one by one, it was often difficult to take care of all the students in one class. Gu Nan, director of the training department of China Table Tennis Academy, said that after the school starts, the college will put 10 service robots into classroom teaching. Through personalized settings, each student can carry out targeted training in a mode suitable for his current level. In this way, teachers have more time to guide students.

　　Robots can assist teaching, can the training object be robots? China Table Tennis Academy makes serve robots and duet robots become "apprentices". The former uses professional training mode and flexibly adjusts course training according to the progress level of apprentices. The latter quickly learns different return strategies.

　　If the goal of the duet robot is to beat the world champion of table tennis, then the service robot takes the route of "being close to the people", which is more suitable for ordinary table tennis lovers to practice basic skills. In the future, in addition to daily teaching, service robots can also enter community fitness centers, table tennis clubs and so on. With such a machine, one person can also play ball. If you set the relevant data, you can have a hearty duel.

　　Ren Jie imagined that in the future, with the help of technologies such as 5G and AR (augmented reality), robots may also be able to synchronize the movements of the participants at the other end of the line in real time, realizing the "cloud battle" of table tennis matches, making table tennis break through the limitations of time and space and become more interesting. Shi Zhihao, dean of China Table Tennis Institute of Shanghai Sport University, hopes to lead the development trend of table tennis in the world through the combination of artificial intelligence technology and table tennis. At the same time, in the process of upgrading the related products of table tennis robots, more technological innovations will be applied to the cultivation of high-level table tennis talents.

　　"What is a new e-commerce? What is the new format? Under the support of modern new technology, people, goods, markets and shops of traditional e-commerce are reconstructed with users as the center, which has produced subversive changes and become a new format of development. It is a new format, a new model and a bright road for a businessman and a regional latecomer. In Jilin, which is in a critical period of striving for development, we take the initiative to embrace new e-commerce and new formats … "Jing Junhai, secretary of the Jilin Provincial Party Committee and director of the Standing Committee of the Provincial People’s Congress, won wide acclaim from all walks of life for his speech at the first China New E-commerce Conference on October 9.

　　

　　According to statistics, in 2020 alone, Jilin Province held a total of 26,400 live broadcasts with goods, with live broadcast sales reaching 1.45 billion yuan. The development of e-commerce started later than that of Jilin, a developed province in the south. Why has it developed so rapidly in recent years? ""Policy guidance, building a base, setting up a platform, introducing projects, cultivating online celebrity, live broadcasting with goods, broadening channels, and innovating models … Groups of keywords, hot live broadcasting with goods, and a series of constantly refreshing sales may be able to give the answer.

　　

　　At about 9: 30 in the evening, it was raining in Changchun at night. The wet and cold weather didn’t stop people’s footsteps. "Jilin province brand promotion double-creation live broadcast base" is brightly lit and warm. The first China E-commerce Conference online celebrity live delivery project is under way. More than 100 anchors from Tik Tok, Aauto Quicker, Taobao, Xiaohongshu and other platforms broadcast live with goods to help Jilin product sales.

　　

　　The well-known "Xie Guangkun" actor, "Liu Neng" actor, online celebrity Wang Jue, fake lady Xiaolu and so on all came to the live broadcast room to bring goods live. From 7: 00 pm to 9: 45 pm, only online celebrity youth recorder Wang Jue’s live broadcast room had 8,147 transactions, with 5,884 people, and the cumulative turnover reached 270,400 yuan.

　　

　　During the live broadcast, Jilin specialty products such as Tongtian Wine, Heyun Dried Blueberries, Hongbaolai Litchi Soda, Haoyue Dried Beef, Northeast Farmers’ Corn Grains, and Goo Goo Bear Cold Noodles appeared in the live broadcast room and were sold well.

　　Online celebrity anchor brings goods: docking more than 2,000 products from more than 400 merchants in the province.

　　"Friends who like to eat cold noodles can consider placing an order." "Millet crisp made from local millet in Jilin is sweet, delicious and nutritious." "Hongbaolai litchi-flavored beverage is sweet but not greasy." "Dried blueberries are so refreshing." "Korean spicy cabbage tastes so sour and refreshing."

　　In each broadcast room, the table was filled with a dazzling array of Northeast specialties. In front of the bright lights of the broadcast machine, Wang Xiaoli, the actor of "Liu Neng", introduced Humboldt litchi-flavored drinks, black fungus, spicy cabbage, hawthorn drinks and other product features in turn, and interacted with fans frequently.

　　

　　Wang Yu, a teacher from online celebrity, Songyuan, Jilin Province, also came to the live broadcast room. Like other online celebrity anchors, she hoped to contribute to the endorsement of her hometown.

　　In more than an hour’s live broadcast, Wang Jue frequently quoted classics and golden sentences. He admits that this is his first time to speak for his hometown products in front of the live camera. He is a little nervous, but he is full of confidence.

　　"I grew up eating local corn and rice, and I know the quality of my hometown products very well, so I am confident that I will be able to express my product characteristics very well."

　　Talking about the feelings of this e-commerce live broadcast, Wang Wei believes that the anchor’s career lies primarily in credibility. This credibility should be based on the quality of products and fair prices. "It is the responsibility of the network anchor to seize the opportunity to introduce the products from home."

　　Guo Hongmei, the person in charge of product selection and live delivery operation of this live broadcast activity, and the political director of Jilin Zhihui Supply Chain Technology Co., Ltd. (hereinafter referred to as Zhihui Technology) told the reporter that in order to run this live broadcast delivery activity well, Zhihui Technology gave full play to the advantages of supply chain and platform resources, docked more than 400 merchants in the province, and selected more than 2,000 products, aiming at promoting Jilin’s characteristic products and helping the revitalization and development of new e-commerce in Jilin by means of digital means. The live broadcast of goods will continue, and more anchors will appear in front of the camera to speak for Jilin’s high-quality goods, showing the thriving development of the new e-commerce industry.

　　Jilin launched a three-year action plan for the development of live e-commerce.

　　China Economic Net reporter learned that as one of the main types of new e-commerce, in recent years, Jilin Province has seized the new opportunities of new e-commerce in live stream economy, catalyzing new technologies, new formats and new models of digital economy.

　　According to reports, in 2020, Jilin Province launched a three-year action plan for the development of live broadcast e-commerce, and adopted measures such as building a base, building a platform, introducing projects, educating online celebrity, launching live broadcast, promoting integration, and expanding channels to build a new system for the development of live broadcast e-commerce with "characteristic base+online celebrity driving+policy guidance".

　　"Holding the first China New E-commerce Conference is of great benefit to our e-commerce industry in Jilin Province," Guo Hongmei said in an interview with China Economic Net reporter. During the actual visit and investigation, we found that agricultural products in Jilin Province are particularly good, such as rice and corn, which are well-known throughout the country. With the development of e-commerce industry in the past two years, black land agricultural products have flown into Jiangsu, Zhejiang, Shanghai and other places.

　　"Moreover, because our merchants in Jilin directly interact with consumers, understand the needs of consumers, and then continuously improve the service quality and product quality, there are often explosive products, such as ginseng, fungus, mushrooms, spicy cabbage, farmer’s soy sauce, etc. The shipments have been high." Guo Hongmei patiently and meticulously explained to reporters.

　　

　　"It must be your happiest thing to see that the sales of some live broadcast rooms have exceeded 180,000, and the sales are still hitting new highs?" Facing the reporter’s question, Guo Hongmei, who has been in the e-commerce industry for five or six years, said: "The happiest thing is not the daily sales growth, but the continuous optimization of the e-commerce industry chain through big data, and the merchants’ awareness of quality and integrity is constantly improving. The e-commerce industry in Jilin Province is booming, which is what makes me happier. But I deeply know that this achievement is hard-won, and we have overcome many difficulties during this period. "

　　Guo Hongmei told a reporter a story: "Everyone likes to eat hazelnuts in the northeast, but the shell is too hard to crack open. Merchants innovatively invented hazelnuts that can be cracked with both hands, but after transportation, the hazelnuts have completely broken away from the shell in the hands of buyers in the south, and consumers don’t buy it. They also teased and said,’ Did you put a squirrel on the box?’"

　　Guo Hongmei said with a smile, it seems to be a humorous story, but behind it, it is our salesmen who make all parties satisfied by coordinating them. Although it is difficult, all parties in the industrial chain are growing. In the end, the buyer not only put forward opinions but also expanded the seller’s ideas. Later, the merchant packaged the hazelnuts independently, so that the hard shell would not fall off again. The products are also popular, and now the products of this company have become online celebrity products.

　　In response to a reporter’s question about whether Jilin’s e-commerce development has long-term competitiveness, Guo Hongmei said that with the continuous introduction of favorable policies by the state and Jilin Province, we have ushered in a good opportunity for e-commerce development. At the same time, in the era when everyone can do live broadcast, the extension of the new e-commerce industry chain is smoother.

　　"The construction of digital supply chain is closely related to logistics. Jilin is located in the northeast, and the logistics cost is high, which lowers the overall advantage of Jilin products to some extent. We fully consider the factors of logistics, and design and establish the mode of "supply chain+logistics+warehousing" in view of the actual situation. Through in-depth cooperation with logistics companies, we can realize the seamless connection between supply chain and logistics delivery, stimulate logistics timeliness and reduce logistics costs. Through the comparison of data in the past two months, it is found that the logistics cost is saved by 11%, the delivery time is increased by 12 hours, and the product praise rate is increased by 4%. " Guo Hongmei told reporters with detailed data, "What our company does is to integrate resources based on demand, support and guide by platform data, build a modular full-chain development model for live e-commerce, help research and development and production of agricultural products, and improve the added value of agricultural products." Guo Hongmei further elaborated that the company started with the guidance of deep processing of agricultural products, the research and development of e-commerce products, the incubation of live talents, and the economic development of online celebrity, hoping to help Jilin Province’s industrial digital transformation through efforts.

　　Speed up the digitalization, networking and intelligence to create "excellent products in Jilin" and "excellent products in Jilin"

　　China Economic Net reporter noted that in recent years, Jilin Province has vigorously promoted the construction of e-commerce demonstration cities, demonstration bases and demonstration enterprises, and cultivated characteristic industrial clusters and key enterprises. In addition, strengthen the demonstration of rural e-commerce and boost rural revitalization to run out of "acceleration".

　　At the same time, Jilin Province has fully implemented the "Three-year Action Plan for the Development of Live E-commerce in Jilin Province (2020-2022)", actively cultivated online live broadcast enterprises and people with goods, built differentiated and distinctive new media live broadcast bases, held live e-commerce summits, forums, live broadcast anchor competitions, live broadcast with goods and other activities with industrial influence, and created "excellent products in Jilin" and "excellent products in Jilin" to promote business entities to break through the traditional marketing model.

　　

　　This live broadcast with goods is just a microcosm of Jilin Province embracing the development of e-commerce industry. According to statistics from third parties, the online retail sales, rural online retail sales and cross-border e-commerce transactions in Jilin Province have increased by more than 20.0% for three consecutive years. There are three national cross-border e-commerce comprehensive test areas, 28 national e-commerce demonstration counties, 134 national and provincial e-commerce demonstration bases and enterprises, and more than 200,000 active e-commerce companies in the whole network, directly solving 1.663 million jobs and indirectly driving more than 7 million jobs. E-commerce has become a stable economic growth in Jilin Province.

　　This year’s e-commerce industry performance is still red. From January to July 2021, the online retail sales, rural online retail sales and cross-border e-commerce transactions in Jilin Province increased by 21.7%, 41.4% and 24.1% respectively.

　　As an old industrial base and a big agricultural province, Jilin Province actively embraces new e-commerce and accelerates the construction of "Digital Jilin". The e-commerce industry has become an important starting point for the steady economic growth, industrial upgrading, urban and rural consumption, mass entrepreneurship, helping farmers get rich and developing foreign trade in Jilin Province.

　　"Jilin must rely on emerging industries to achieve deep integration and development of the real economy and the digital economy. In the future, emerging industries represented by new e-commerce need to constantly innovate models. " Wang Jiwu, chairman of the Digital Economy Committee of China Network Association and chairman of Qidi Holdings, said with deep feelings.(China Economic Net reporter Su Lanwen/photo)

　　Afraid of eating your own bad stomach, of "Xiong Haizi" damaging the goods in the shopping mall, and of accidentally breaking the screen of your mobile phone? Maybe the insurance company has already thought of it for you. Nowadays, novel Internet insurance products such as "food insurance", "Xiong Haizi insurance" and "mobile phone broken screen insurance" attract more and more consumers’ attention. Are these new types of insurance reliable? How do insurance companies design these products? What should I pay attention to when buying Internet insurance?

　　Meet the individual needs of users

　　"Remember those years because of greed and sin? Then why not take out a food insurance to make yourself more secure? " The reporter saw in a shop of Taobao Insurance that the purchase of this food insurance premium only needs 9 yuan, and in the following year, if you are hospitalized or out-patient for acute gastroenteritis, you can pay 1000 yuan the highest. There are not a few unexpected Internet innovation insurances like "food insurance". These insurances with low premium and short guarantee period have attracted more and more online consumption: 0.9 yuan can insure "occasional minor injury insurance", the guarantee period is 1 to 3 months, and the accidental injury can be paid up to 2,000 yuan; There is also the "Xiong Haizi Insurance", which costs 8 yuan a whole year. Children under the age of 17 can get compensation for breaking shopping mall vases or school glass … …

　　It is not difficult to see that Internet insurance has expanded more application scenarios in traditional property insurance and personal insurance, such as "Wang Xingbao" to protect the medical expenses caused by pet injuries, "Mobile phone broken screen insurance" for "hand-sliding party" and "beautiful as a flower insurance" for plastic surgery accidents. Compared with traditional insurance, these Internet insurances developed based on specific scenarios meet the short-term personalized segmentation insurance needs of users.

　　Chen Jin, CEO of Zhongan Online Property Insurance Co., Ltd., said that the core of the Internet economy is customer demand-oriented, and so is the insurance market. It is these massive, small and fragmented insurance policies that greatly lower the threshold of insurance and cultivate new consumption habits of young people to buy insurance.

　　There are both convenience and risks.

　　Internet insurance innovation business is currently growing at a high speed. Statistics show that in 2017, the number of Internet insurance signs was 12.491 billion, an increase of 102.60%. Chen Jin believes that the power of science and technology has begun to reshape the product design, pricing, sales, claims and other links in the insurance value chain.

　　Taking product design as an example, Internet insurance companies have changed many risks from insurable to insurable through user data analysis. For example, relying on the user’s purchase history, return frequency and other data, provide online shopping return insurance; Provide flight delay insurance by analyzing data such as flight dynamics and weather conditions. "In the product pricing process, the combination of the Internet of Vehicles, drones, wearable devices and big data technology will help insurance companies better grasp the needs and risks of users and realize dynamic pricing. For example, in the field of auto insurance, ‘ can be realized according to the driving mileage, behavior habits, vehicle safety factor and other factors of the owner. One car for one price ’ 。” Chen Jin said, "The future of Internet insurance should be personalized, customized and intelligent."

　　It is worth noting that while Internet insurance brings convenience to consumers, there are also potential risks. Some "eye-catching" products launched by insurance institutions have some problems, such as nonstandard publicity content, inconsistent content or incomplete display of format terms on web pages, and unclear exemption clauses, which are suspected of misleading consumers. In addition, some online platforms hide "tying", and sell some insurance products by default checking on their ticketing and hotel reservation pages, without clearly listing the underwriting subject or agent sales subject, and failing to fully disclose relevant important information such as insurance product terms, which infringes on consumers’ rights and interests such as the right to know and the right to choose independently.

　　Supervision still needs to be strengthened.

　　Wang Yonghua, a visiting researcher at the Insurance Center of the Development Research Institute of Fudan University, said that some institutions, in the name of mutual assistance, are ostensibly insurance, but what they actually do is to raise funds. Some "exotic risks" may be controversial in claims because of their special scenes, and insurance companies may also try their best to expand sales, but ignore claims. "Consumers should not be impulsive before buying and should fully understand the products. It should be understood that buying insurance is to protect extreme risks, not to make a fortune. " Wang Yonghua said.

　　Xia Xuemin, a visiting researcher in institute for public policy, Zhejiang University, believes that many institutions have launched many so-called Internet insurance products, and some even directly violated the national regulatory rules on insurance. At the beginning of 2017, the relevant departments issued the Guidelines for the Development of Insurance Products of Property Insurance Companies, which for the first time refined the development principles and prohibitive provisions of insurance products of property insurance companies, and directed the supervision at the insurance products with hype concepts and gimmicky tendencies in the market, such as "sticker insurance", "love insurance" and "helping the elderly to be wrongly insured".

　　Xia Xuemin suggested that blacklists and integrity files of Internet insurance should be established, reporting channels should be opened, users should be encouraged to actively reflect suspicious institutions and products, and unqualified sales of Internet insurance should be exposed.

　　■ correlation

　　Seven "Xiong Haizi" in Jiangxi

　　Stop the high-speed rail with stones

　　Will pay 50 thousand losses

　　Seven students actually "forced" the high-speed rail with three stones! On May 3, the reporter learned from the railway department that due to the impact on railway safety, the high-speed train temporarily stopped for 41 minutes in this section. After the relevant departments determined the damage, seven students will bear 50,000 yuan in compensation.

　　The incident happened not long ago. Seven students from a middle school in Hukou climbed the Qujiang-Jiujiang Railway to play in the railway fence net, and placed three stones on the rails, which were crushed by the G1650 high-speed train passing through this section, causing the train brake device to be damaged, and temporarily stopped for 41 minutes in this section, which seriously affected the operation safety of the high-speed rail line. Seven student guardians will also pay compensation for the heavy economic losses caused by emergency parking of high-speed trains.

　　The railway department reminds that crossing the railway and playing on the railway not only threaten your life safety, but also cause hidden dangers to the moving train. "It takes at least three or four hundred meters for the moving train to stop from emergency braking." Therefore, it is not the emergency braking that will prevent the tragedy. Moreover, the emergency stop is also very harmful to the train itself, which may cause the train to get out of control and the safety of all passengers will be threatened.