Total assets per household in each province

　　How many assets do urban households in China have? How much debt is there? Is the household debt risk controllable? The latest investigation and study by the investigation and statistics department of the central bank gives the answer. On April 24th, WeChat official account, the official WeChat of China Finance magazine, published the research report "Survey on the Assets and Liabilities of Urban Households in China in 2019", which was written by the research group of the Survey and Statistics Department of the People’s Bank of China.

　　In the middle and late October of 2019, the research group of assets and liabilities of urban households of the Survey and Statistics Department of the People’s Bank of China conducted an assets and liabilities survey on more than 30,000 urban households in 30 provinces (autonomous regions and municipalities directly under the Central Government). This is one of the most complete and detailed surveys on the assets and liabilities of urban residents in China.

　　According to the report, the three provinces (autonomous regions and municipalities directly under the Central Government) with the highest household assets are Beijing, Shanghai and Jiangsu, among which the average household assets of Beijing residents are 8.928 million yuan.

　　Family assets are mainly real estate.

　　Every household has 1.5 suites.

　　According to the survey data, the average total assets of urban households is 3.179 million yuan, and the median is 1.63 million yuan. The difference between the mean and the median is 1.549 million yuan.

　　After deducting the assets from the liabilities, the net assets obtained can more truly reflect the wealth level of the households. According to the survey data, the average net worth of urban households in China is 2.89 million yuan. The median net worth of a family is 1.41 million yuan, which is 1.48 million yuan lower than the average.

　　In terms of economic regions, the eastern region is significantly higher than other regions. The average total assets of households in the eastern region are 4.61 million yuan, which are 1.975 million yuan, 2.534 million yuan and 2.96 million yuan higher than those in the central, western and northeastern regions respectively.

　　The survey shows that the household assets of urban residents in China are mainly physical assets, with an average of 2.53 million yuan, accounting for 80% of the total household assets.

　　Of the physical assets, 74.2% are housing assets, and the average household housing assets are 1.878 million yuan. The proportion of residents’ housing assets to total household assets is 59.1%.

　　The survey shows that the housing ownership rate of urban households in China is 96.0%, the proportion of households with one house is 58.4%, the proportion of households with two houses is 31.0%, the proportion of households with three or more houses is 10.5%, and the average household owns 1.5 houses. The overall housing ownership rate of American households is 63.7%, which is 32.3 percentage points lower than that of China.

　　The more houses owned by urban households, the lower the proportion of housing assets in their household assets. The proportion of housing assets in the total assets of a family with one house is 64.3%, that of a family with two houses is 62.7%, and that of a family with three or more houses is 51.0%. This is mainly because families with multiple properties are more inclined to diversify their assets after solving their basic housing needs.

　　Risk-free financial assets per household are 350,000 yuan.

　　The total debt per household is 512,000 yuan.

　　According to the survey, 99.7% of the families surveyed have financial assets, with an average financial asset of 649,000 yuan, accounting for 20.4% of the total family assets. Compared with the United States, the proportion of financial assets of urban households in China is low, which is 22.1 percentage points lower than that of the United States.

　　The families are sorted by financial assets and physical assets from low to high. The financial assets owned by the families with the highest 10% financial assets account for 58.3% of all sample families, while the assets owned by the families with the highest 10% physical assets account for 47.1%. It can be seen that the imbalance of financial assets is more significant.

　　The survey shows that the holding rate of risk-free financial assets in the surveyed families is 99.6%, and the average household is 352,000 yuan; The holding rate of risk financial assets is 59.6%, and the average household is 501,000 yuan. From the survey sample as a whole, the average household holds 350,000 yuan of risk-free financial assets, accounting for 53.9% of the total financial assets, which is higher than the risk-free financial assets.

　　In terms of household liabilities, the survey shows that the proportion of households with liabilities is 56.5%. In terms of regions, the household debt participation rate in Northeast China is the lowest, accounting for 42.1%; 57.9% in the east and 55.7% in the middle; The highest in the western region is 60.1%.

　　Among the indebted families, the total debt per household is 512,000 yuan. Among them, 53.8% households have a debt balance of less than 300,000 yuan, 35.6% households have a debt balance of 300,000 to 1 million yuan, and 10.5% households have a debt balance of more than 1 million yuan. The liabilities of urban households are mainly bank loans. Among households with debts, the average bank loan is 496,000 yuan, accounting for 96.8% of the total liabilities of households.

　　The proportion of liabilities outside the banking system is low, only 3.2%, of which the average household liabilities of private loans and Internet financial products loans are 12,000 yuan and 0.1 million yuan respectively, accounting for 2.4% and 0.2% of the total household liabilities respectively.

　　From the perspective of debt use, mortgage is the basic composition of household debt. Among the indebted households, 76.8% have housing loans, and the average household housing loan balance is 389,000 yuan, accounting for 75.9% of the total household liabilities.

　　analyse

　　The household debt risk is generally controllable.

　　The report pointed out that the asset-liability ratio of urban households is generally stable and their solvency is generally strong.

　　Overall, the asset-liability ratio of urban households in China is relatively low. The survey shows that the average asset-liability ratio of urban households in China is 9.1%, which is lower than that of the United States (12.1%). Among them, the average asset-liability ratio of indebted families is 14.8%, and the median is 15.8%.

　　According to the report, the solvency of urban households in China is generally strong. According to the survey data, the average debt service income ratio of urban households is 18.4%, of which the mortgage debt service income ratio is 9.1%. The average debt service income ratio of indebted households is 29.5%, and the median is 26.7%.

　　According to the results of the investigation, the research group puts forward two problems that need to be paid attention to. First, the financial asset-liability ratio of households is relatively high, and there is a certain liquidity risk. The survey shows that the financial asset-liability ratio of urban households in China is 44.6%, among which the average financial asset-liability ratio of indebted households is 85.3% and the median is 117.3%, and the financial asset-liability ratio of more than half of households exceeds 100%. It can be seen that although the overall asset-liability ratio of residents is stable, the liquidity of assets is poor and there is a certain liquidity risk.

　　Second, the debt risk of some families is relatively high, mainly manifested in: some low-asset families are insolvent and the risk of default is high; Young and middle-aged groups have great debt pressure and high debt risk; There are many financial products such as wealth management, asset management and trust invested by the elderly groups, which are risky; The debt risk of just-needed mortgage families is outstanding. (Reporter Cheng Wei)

Beijing Tax Letter [2023] No.61

　　In order to continuously promote the theme education of the tax system, conscientiously implement the Opinions of the Central Committee of the Communist Party of China and the State Council on Promoting the Development and Growth of the Private Economy (hereinafter referred to as the Opinions) and the arrangement of the the State Council executive meeting on July 31, according to the work arrangement of the State Administration of Taxation, the Beijing Taxation Bureau of State Taxation Administration of The People’s Republic of China has launched four batches of "Spring Breeze Action for Facilitating Taxation" measures in the first half of this year, focusing on supporting the development of small and medium-sized enterprises and individual industrial and commercial households. We will implement the new series of tax reduction and fee reduction policies, combine the actual tax situation in Beijing and the new needs of taxpayers, and then introduce and optimize a number of "Spring Breeze Action for Facilitating Taxes" measures to help the private economy grow and develop, promote the sustained improvement of economic operation, and better serve high-quality development. The relevant matters are hereby notified as follows:

　　 First, further strengthen policy implementation

　　(a) to formulate and distribute the list of preferential tax policies and related guidelines to support the development of small and micro enterprises and individual industrial and commercial households.

　　(two) according to the list and guidelines, organize face-to-face publicity and interpretation of private enterprises and individual industrial and commercial households. Common questions shall be answered in accordance with the question-and-answer caliber uniformly issued by the State Administration of Taxation, so as to ensure the implementation of unified norms.

　　(3) Improve the accurate push mechanism of tax and fee policies, implement the Work Specification for Accurate Push of Tax and Fee Policies of the State Administration of Taxation, better realize "finding people by policies" and ensure that policies can be enjoyed directly and quickly.

　　(4) Improve the service measures for retrospective enjoyment. For those who need tax refund, they should fully respect the will of taxpayers and handle it in time through special projects.

　　(5) If the taxpayer fails to enjoy the policy of adding and deducting R&D expenses in time during the levy period in July this year for various reasons, it can be supplemented in August and September by changing the second quarter (or June) enterprise income tax prepayment declaration; Actively work with relevant departments to collect and compile appraisal cases of R&D projects, and help qualified small and medium-sized enterprises fully and accurately enjoy the bonus of R&D expenses plus deduction policy.

　　(six) for small-scale taxpayers to reduce the value-added tax concessions, small-scale low-profit enterprises and individual industrial and commercial households income tax concessions and other policies, increase the implementation of independent declaration and self-enjoyment, and constantly expand the scope of application.

　　(VII) Improve the push mechanism of dividend bills for tax reduction and fee reduction, optimize and improve system functions, and explore personalized and customized push services for dividend bills.

　　 Two, to further facilitate the handling of taxes and fees

　　(eight) for the "enterprise financial accounting system" and other 11 proof materials using access to reuse measures, reduce the data submitted repeatedly, reduce the burden of tax payment.

　　(9) Deepen the implementation of the notification commitment system for 12 tax certification items, such as "identity certificate of individual industrial and commercial business operators", strictly control the newly established tax certification items, and do not require taxpayers to test, inspect, authenticate, authenticate, notarize or provide certificates before applying for tax matters.

　　(ten) in accordance with the deployment of the State Administration of Taxation, promote digital electronic invoices, help the digital transformation of small and medium-sized enterprises, and further reduce the institutional transaction costs of small and medium-sized enterprises.

　　(eleven) continue to optimize the value-added tax, enterprise income tax, personal income tax and other tax declaration and pre-filling services, explore intelligent pre-filling, and shorten the reporting time.

　　(12) Optimize the procedures for inter-provincial migration of small and medium-sized enterprises. For qualified small and medium-sized enterprises, the tax authorities shall go through the formalities for moving out in a timely manner according to regulations, and the migration information shall be pushed to the tax authorities in the place where they move in.

　　(XIII) Further optimize the information sharing method of bank and tax credit, and help more private enterprises to obtain financing support through "bank-tax interaction" with good tax credit on the premise of ensuring data security and safeguarding taxpayers’ legitimate rights and interests.

　　 Third, further improve the appeal response

　　(14) Give full play to the role of the mechanism for solving the service demands of taxes and fees. The State Administration of Taxation and the provincial tax bureaus will establish direct contact points for private enterprises at the same time, conduct regular visits and discussions for private enterprises, systematically sort out the problems strongly reflected by small and medium-sized enterprises, study practical and effective solutions, and respond to the reasonable demands of taxpayers and payers in a timely manner.

　　(15) Organize the tax system to continue the service season for small and medium-sized enterprises, focus on the needs and expectations of small and medium-sized enterprises and individual industrial and commercial households, expand innovative service measures, and promote the new series of tax reduction and fee reduction policies to be better implemented.

　　(16) Further strengthen the linkage with the Federation of Industry and Commerce and other departments, actively carry out multi-field and multi-level online and offline professional training and counseling for private enterprises, actively explore the provision of personalized services for different types of private enterprises, and help private enterprises in the transformation and upgrading stage to improve their compliance ability.

　　(17) Cooperate with local chambers of commerce to organize the establishment of private enterprise service stations or service consultants, carry out in-depth work of popularizing law, answering questions, mediating, safeguarding rights, etc., and meet the service needs of enterprise tax and fee consultation in a timely manner.

　　 Fourth, further deepen cross-border services

　　(XVIII) Simplify the relevant statements of overseas investment and information obtained by enterprises, reduce the frequency of submission, and further reduce the reporting burden of enterprises.

　　(XIX) Optimize the "single window" service functions of the electronic tax bureau and international trade, and implement the "exemption from reporting" of export tax refund invoices and export customs declarations, so as to further improve the convenience of private enterprises and other enterprises in handling export tax rebates.

　　(20) Set up the 12366 cross-border service consultation hotline, strengthen the collection and collation of high-frequency difficult tax-related issues in cross-border operations, launch and constantly improve the "cross-border taxpayer’s difficult questions", and broaden the channels for private enterprises to solve doubts and doubts.

　　(21) Combined with the overseas investment characteristics of private enterprises in this Municipality, after official website, the State Administration of Taxation, issued the "Overseas Tax Case Library", cooperate with the publicity and utilization of the "Overseas Tax Case Library", assist in updating and issuing the investment tax guide for countries (regions), and help "going out" private enterprises to prevent tax risks and improve their tax compliance ability.

　　(twenty-two) deepen the use of international tax legal tools such as mutual consultation procedures of tax treaties and advance pricing arrangements, and make greater efforts to help taxpayers such as private enterprises solve cross-border tax-related disputes and improve the tax certainty of cross-border operations.

　　(23) Focusing on the characteristics and tax-related demands of the "going out" taxpayers in this Municipality, we will optimize and upgrade the "Belt and Road" measures for tax services, better serve the "going out" taxpayers in this Municipality, and create a good tax environment for private enterprises to better "go out".

　　 Fifth, further optimize the law enforcement methods

　　(24) Insist on collecting taxes and fees according to laws and regulations, resolutely refuse to collect "excessive taxes and fees", expand and smooth the complaint reporting channels such as the 12366 tax payment service hotline, and seriously investigate and deal with the behavior of collecting "excessive taxes and fees" together.

　　(twenty-five) to accelerate the development of regional unified tax administrative punishment discretion benchmark, and promote regional tax law enforcement coordination.

　　(26) In accordance with the relevant deployment requirements of the State Administration of Taxation, the tax authorities shall provide guidance to private enterprises that meet the requirements and have real difficulties in paying taxes, and shall not take enforcement measures for those who pay taxes as planned.

　　(27) Adhere to the combination of education and punishment, and further strictly implement the system of "no penalty for the first violation". If 14 items in the list of "no penalty for the first violation" of tax administrative punishment occur for the first time and the harmful consequences are slight, they will not be given administrative punishment.

　　(28) Strictly implement the system of fair competition and equity review of tax regulatory documents, strengthen the review of relevant policies and measures, earnestly safeguard the legitimate rights and interests of taxpayers in the private economy such as small and medium-sized enterprises and individual industrial and commercial households, and ensure that all types of enterprises are treated equally and equally.

　　All units should adhere to the guidance of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era, implement the new development concept completely, accurately and comprehensively, resolutely implement the "Two Unswervings", fully understand the significance of promoting the development and growth of the private economy, fully understand the significance of doing a good job in current tax work to promote the sustained recovery and high-quality development of the national economy, and earnestly enhance the sense of mission and responsibility. Taking the implementation of the Opinions and the spirit of the executive meeting of Politburo meeting of the Chinese Communist Party and the State Council seriously as an important task to further promote the theme education of the tax system, we should work closely with the actual creativity, solve problems and do practical things for taxpayers in accordance with the law and regulations, take the initiative to cooperate efficiently, be close to the fine service, and strive to promote the private economy to become bigger and better. It is necessary to combine the requirements of continuous innovation and development of "Jinjiang Experience", constantly enrich and improve the measures and methods for tax departments to serve small, medium and micro enterprises and individual industrial and commercial households, sum up and popularize good experiences and practices in a timely manner, and fix effective experiences and practices to form a system, so as to ensure that the decision-making arrangements of the CPC Central Committee and the State Council to promote the development of the private economy and the new series of tax reduction and fee reduction policies are fully effective in the tax system, and make new and greater contributions to the high-quality development of services.

State Taxation Administration of The People’s Republic of China Beijing Municipal Taxation Bureau　　　　

August 22, 2023　　

　　　 [XCAR Information Original]

　　　　Chevrolet recently officially released the details of the 2012 Corvette. The interior of the new car is equipped with new seats, a modified steering wheel and a center console with padding. Options include a doctor’s stereo, a suit with GPS navigation and colored brake calipers (available in red, yellow, silver and gray).

Chevrolet corvette

Chevrolet corvette

　　　　Corvette Z06 can provide high-performance kit, electromagnetic adjustable suspension control device, carbon fiber hood and Michelin Pilot Sport Cup tires. The ZR1 can provide a new PDE high-performance package, including a rear spoiler with the same width and new aluminum wheels. In addition, the transmission of the car has been improved and the transmission ratio is higher, so the fuel economy can be improved by 2 miles per gallon. The car factory did not announce the price, but only said that the 2012 Corvette will be put into mass production in July.

Chevrolet corvette

Chevrolet corvette

Chevrolet corvette

Chevrolet corvette

　　　　Editor’s comment:Chevrolet 2012 Corvette has more outstanding driving performance and handling, while the interior has been further improved, paying more attention to performance and comfort.

　　Core reading

　　The table tennis robot demonstrates the powerful "behavior" ability of artificial intelligence. In the future, with the upgrading and maturity of table tennis robots, it will help athletes to train better and promote the popularization of table tennis.

　　Some time ago, a video of "the longest ping-pong round in history" released by the ITTF aroused widespread concern among fans on the Internet. In the video, professional players and table tennis enthusiasts use different tools such as rackets, spatulas and books to relay the ball back in different environments, and staged an interesting table tennis party.

　　Nowadays, the application of artificial intelligence technology has inserted the wings of imagination into table tennis. A table tennis robot with a smart "brain" is constantly challenging. Will it defeat the table tennis world champion?

　　Help popularize sports.

　　In 2014, German table tennis star Bohr faced a table tennis robot named KUKA. In the face of robots, the former world No.1 player took high gear and low gear, but he could only rely on tennis balls and edge balls to keep up with the score and finally win narrowly. Although this duel is only an advertising marketing, the level of robots was not very strong at that time, but the seeds of imagination have been planted in the hearts of researchers.

　　China Table Tennis Institute of Shanghai Sport University cooperated with Xinsong Robot Automation Co., Ltd. to develop two generations of Pongbot table tennis duet robots. Although the fighting robot has only one mechanical arm, it can already achieve man-machine combat. At the same time, through the deep learning and reinforcement learning model in the artificial intelligence algorithm, the robot can "study" the opponent’s movements and hitting methods while playing, and formulate the return strategy by predicting the table tennis trajectory.

　　Deng Yaping, the Olympic champion of table tennis, once competed with the second-generation duet robot in a TV program, testing the performance of the robot from three dimensions: speed, strength and rotation. From the beginning of the "helpless" when facing the fast break, to the end, the robot can successfully catch the difficult backspin ball. After one or two hundred rounds of fighting, the robot has shown strong adaptability and learning ability. "Table tennis robots have great potential and cannot be underestimated." Deng Yaping said.

　　In fact, robots have been widely used in medical care, automobile, chemical industry, education and other fields. In the field of sports, there are also companies that have produced robots that can complete gymnastics movements. Ren Jie, vice president of China Table Tennis Institute of Shanghai Institute of Physical Education, who participated in the research and development of table tennis robots, said that the original intention of designing table tennis robots was to use scientific and technological means to help athletes train better and promote the popularization of table tennis.

　　Strong learning ability

　　In March of this year, Pombert played against the robot’s "brother" product — — Serve robot comes out. The service robot has two mechanical arms, which can throw the ball with one hand and hit the ball with the racket in the other. Compared with the traditional service machine, the service robot highly restores the service action of real people, provides athletes with time to observe their opponents, and exercises their reaction ability and ball handling ability.

　　However, in order to achieve a high degree of personification, in addition to the appearance and action, we must also realize the variety of service. Ren Jie introduced that the service robot can set different rotation types and landing points of the ball, and can simulate different playing styles through the quick change of the racket. "After practicing such a combination, I feel as if I am playing against a real person, or a master!" An experiencer lamented.

　　The "trump card" of the serve robot is the function of trajectory analysis and action analysis. Two distributed binocular vision systems are like a pair of "smart eyes", which can capture the trajectory of the ball and the athletes in time. Coupled with the "brain" of artificial intelligence algorithm for deep learning and timely adjustment of technical and tactical strategies, a set of "combination boxing" makes the service robot "smart".

　　"If you beat the human Go master ‘ Alpha dog ’ Show us the powerful artificial intelligence ‘ Thinking ’ Ability, the table tennis robot shows the powerful artificial intelligence ‘ Behavior ’ The ability reflects the manufacturing strength in the field of industrial automation in terms of accurate identification, rapid response and flexible control. " Ren Jie said.

　　With a deep understanding of table tennis, China Table Tennis Institute has avoided many detours in the process of cooperative research and development of table tennis robots. At the beginning of the design, the serve robot was set at a very fast speed. Later, it was found that this exceeded the acceptance ability of most athletes, which not only failed to achieve the exercise effect, but also increased the configuration of motors and motors, which was completely unnecessary. "Technology research and development should conform to the laws of reality." Ren Jie said, "So we suggest debugging the robot with reference to the speed, frequency and rotation of the ball when the coach conducts multi-ball training."

　　Wide application prospect

　　In the past table tennis class, 20 students shared 10 tables. If the teacher practiced multi-ball training one by one, it was often difficult to take care of all the students in one class. Gu Nan, director of the training department of China Table Tennis Academy, said that after the school starts, the college will put 10 service robots into classroom teaching. Through personalized settings, each student can carry out targeted training in a mode suitable for his current level. In this way, teachers have more time to guide students.

　　Robots can assist teaching, can the training object be robots? China Table Tennis Academy makes serve robots and duet robots become "apprentices". The former uses professional training mode and flexibly adjusts course training according to the progress level of apprentices. The latter quickly learns different return strategies.

　　If the goal of the duet robot is to beat the world champion of table tennis, then the service robot takes the route of "being close to the people", which is more suitable for ordinary table tennis lovers to practice basic skills. In the future, in addition to daily teaching, service robots can also enter community fitness centers, table tennis clubs and so on. With such a machine, one person can also play ball. If you set the relevant data, you can have a hearty duel.

　　Ren Jie imagined that in the future, with the help of technologies such as 5G and AR (augmented reality), robots may also be able to synchronize the movements of the participants at the other end of the line in real time, realizing the "cloud battle" of table tennis matches, making table tennis break through the limitations of time and space and become more interesting. Shi Zhihao, dean of China Table Tennis Institute of Shanghai Sport University, hopes to lead the development trend of table tennis in the world through the combination of artificial intelligence technology and table tennis. At the same time, in the process of upgrading the related products of table tennis robots, more technological innovations will be applied to the cultivation of high-level table tennis talents.

　　"What is a new e-commerce? What is the new format? Under the support of modern new technology, people, goods, markets and shops of traditional e-commerce are reconstructed with users as the center, which has produced subversive changes and become a new format of development. It is a new format, a new model and a bright road for a businessman and a regional latecomer. In Jilin, which is in a critical period of striving for development, we take the initiative to embrace new e-commerce and new formats … "Jing Junhai, secretary of the Jilin Provincial Party Committee and director of the Standing Committee of the Provincial People’s Congress, won wide acclaim from all walks of life for his speech at the first China New E-commerce Conference on October 9.

　　

　　According to statistics, in 2020 alone, Jilin Province held a total of 26,400 live broadcasts with goods, with live broadcast sales reaching 1.45 billion yuan. The development of e-commerce started later than that of Jilin, a developed province in the south. Why has it developed so rapidly in recent years? ""Policy guidance, building a base, setting up a platform, introducing projects, cultivating online celebrity, live broadcasting with goods, broadening channels, and innovating models … Groups of keywords, hot live broadcasting with goods, and a series of constantly refreshing sales may be able to give the answer.

　　

　　At about 9: 30 in the evening, it was raining in Changchun at night. The wet and cold weather didn’t stop people’s footsteps. "Jilin province brand promotion double-creation live broadcast base" is brightly lit and warm. The first China E-commerce Conference online celebrity live delivery project is under way. More than 100 anchors from Tik Tok, Aauto Quicker, Taobao, Xiaohongshu and other platforms broadcast live with goods to help Jilin product sales.

　　

　　The well-known "Xie Guangkun" actor, "Liu Neng" actor, online celebrity Wang Jue, fake lady Xiaolu and so on all came to the live broadcast room to bring goods live. From 7: 00 pm to 9: 45 pm, only online celebrity youth recorder Wang Jue’s live broadcast room had 8,147 transactions, with 5,884 people, and the cumulative turnover reached 270,400 yuan.

　　

　　During the live broadcast, Jilin specialty products such as Tongtian Wine, Heyun Dried Blueberries, Hongbaolai Litchi Soda, Haoyue Dried Beef, Northeast Farmers’ Corn Grains, and Goo Goo Bear Cold Noodles appeared in the live broadcast room and were sold well.

　　Online celebrity anchor brings goods: docking more than 2,000 products from more than 400 merchants in the province.

　　"Friends who like to eat cold noodles can consider placing an order." "Millet crisp made from local millet in Jilin is sweet, delicious and nutritious." "Hongbaolai litchi-flavored beverage is sweet but not greasy." "Dried blueberries are so refreshing." "Korean spicy cabbage tastes so sour and refreshing."

　　In each broadcast room, the table was filled with a dazzling array of Northeast specialties. In front of the bright lights of the broadcast machine, Wang Xiaoli, the actor of "Liu Neng", introduced Humboldt litchi-flavored drinks, black fungus, spicy cabbage, hawthorn drinks and other product features in turn, and interacted with fans frequently.

　　

　　Wang Yu, a teacher from online celebrity, Songyuan, Jilin Province, also came to the live broadcast room. Like other online celebrity anchors, she hoped to contribute to the endorsement of her hometown.

　　In more than an hour’s live broadcast, Wang Jue frequently quoted classics and golden sentences. He admits that this is his first time to speak for his hometown products in front of the live camera. He is a little nervous, but he is full of confidence.

　　"I grew up eating local corn and rice, and I know the quality of my hometown products very well, so I am confident that I will be able to express my product characteristics very well."

　　Talking about the feelings of this e-commerce live broadcast, Wang Wei believes that the anchor’s career lies primarily in credibility. This credibility should be based on the quality of products and fair prices. "It is the responsibility of the network anchor to seize the opportunity to introduce the products from home."

　　Guo Hongmei, the person in charge of product selection and live delivery operation of this live broadcast activity, and the political director of Jilin Zhihui Supply Chain Technology Co., Ltd. (hereinafter referred to as Zhihui Technology) told the reporter that in order to run this live broadcast delivery activity well, Zhihui Technology gave full play to the advantages of supply chain and platform resources, docked more than 400 merchants in the province, and selected more than 2,000 products, aiming at promoting Jilin’s characteristic products and helping the revitalization and development of new e-commerce in Jilin by means of digital means. The live broadcast of goods will continue, and more anchors will appear in front of the camera to speak for Jilin’s high-quality goods, showing the thriving development of the new e-commerce industry.

　　Jilin launched a three-year action plan for the development of live e-commerce.

　　China Economic Net reporter learned that as one of the main types of new e-commerce, in recent years, Jilin Province has seized the new opportunities of new e-commerce in live stream economy, catalyzing new technologies, new formats and new models of digital economy.

　　According to reports, in 2020, Jilin Province launched a three-year action plan for the development of live broadcast e-commerce, and adopted measures such as building a base, building a platform, introducing projects, educating online celebrity, launching live broadcast, promoting integration, and expanding channels to build a new system for the development of live broadcast e-commerce with "characteristic base+online celebrity driving+policy guidance".

　　"Holding the first China New E-commerce Conference is of great benefit to our e-commerce industry in Jilin Province," Guo Hongmei said in an interview with China Economic Net reporter. During the actual visit and investigation, we found that agricultural products in Jilin Province are particularly good, such as rice and corn, which are well-known throughout the country. With the development of e-commerce industry in the past two years, black land agricultural products have flown into Jiangsu, Zhejiang, Shanghai and other places.

　　"Moreover, because our merchants in Jilin directly interact with consumers, understand the needs of consumers, and then continuously improve the service quality and product quality, there are often explosive products, such as ginseng, fungus, mushrooms, spicy cabbage, farmer’s soy sauce, etc. The shipments have been high." Guo Hongmei patiently and meticulously explained to reporters.

　　

　　"It must be your happiest thing to see that the sales of some live broadcast rooms have exceeded 180,000, and the sales are still hitting new highs?" Facing the reporter’s question, Guo Hongmei, who has been in the e-commerce industry for five or six years, said: "The happiest thing is not the daily sales growth, but the continuous optimization of the e-commerce industry chain through big data, and the merchants’ awareness of quality and integrity is constantly improving. The e-commerce industry in Jilin Province is booming, which is what makes me happier. But I deeply know that this achievement is hard-won, and we have overcome many difficulties during this period. "

　　Guo Hongmei told a reporter a story: "Everyone likes to eat hazelnuts in the northeast, but the shell is too hard to crack open. Merchants innovatively invented hazelnuts that can be cracked with both hands, but after transportation, the hazelnuts have completely broken away from the shell in the hands of buyers in the south, and consumers don’t buy it. They also teased and said,’ Did you put a squirrel on the box?’"

　　Guo Hongmei said with a smile, it seems to be a humorous story, but behind it, it is our salesmen who make all parties satisfied by coordinating them. Although it is difficult, all parties in the industrial chain are growing. In the end, the buyer not only put forward opinions but also expanded the seller’s ideas. Later, the merchant packaged the hazelnuts independently, so that the hard shell would not fall off again. The products are also popular, and now the products of this company have become online celebrity products.

　　In response to a reporter’s question about whether Jilin’s e-commerce development has long-term competitiveness, Guo Hongmei said that with the continuous introduction of favorable policies by the state and Jilin Province, we have ushered in a good opportunity for e-commerce development. At the same time, in the era when everyone can do live broadcast, the extension of the new e-commerce industry chain is smoother.

　　"The construction of digital supply chain is closely related to logistics. Jilin is located in the northeast, and the logistics cost is high, which lowers the overall advantage of Jilin products to some extent. We fully consider the factors of logistics, and design and establish the mode of "supply chain+logistics+warehousing" in view of the actual situation. Through in-depth cooperation with logistics companies, we can realize the seamless connection between supply chain and logistics delivery, stimulate logistics timeliness and reduce logistics costs. Through the comparison of data in the past two months, it is found that the logistics cost is saved by 11%, the delivery time is increased by 12 hours, and the product praise rate is increased by 4%. " Guo Hongmei told reporters with detailed data, "What our company does is to integrate resources based on demand, support and guide by platform data, build a modular full-chain development model for live e-commerce, help research and development and production of agricultural products, and improve the added value of agricultural products." Guo Hongmei further elaborated that the company started with the guidance of deep processing of agricultural products, the research and development of e-commerce products, the incubation of live talents, and the economic development of online celebrity, hoping to help Jilin Province’s industrial digital transformation through efforts.

　　Speed up the digitalization, networking and intelligence to create "excellent products in Jilin" and "excellent products in Jilin"

　　China Economic Net reporter noted that in recent years, Jilin Province has vigorously promoted the construction of e-commerce demonstration cities, demonstration bases and demonstration enterprises, and cultivated characteristic industrial clusters and key enterprises. In addition, strengthen the demonstration of rural e-commerce and boost rural revitalization to run out of "acceleration".

　　At the same time, Jilin Province has fully implemented the "Three-year Action Plan for the Development of Live E-commerce in Jilin Province (2020-2022)", actively cultivated online live broadcast enterprises and people with goods, built differentiated and distinctive new media live broadcast bases, held live e-commerce summits, forums, live broadcast anchor competitions, live broadcast with goods and other activities with industrial influence, and created "excellent products in Jilin" and "excellent products in Jilin" to promote business entities to break through the traditional marketing model.

　　

　　This live broadcast with goods is just a microcosm of Jilin Province embracing the development of e-commerce industry. According to statistics from third parties, the online retail sales, rural online retail sales and cross-border e-commerce transactions in Jilin Province have increased by more than 20.0% for three consecutive years. There are three national cross-border e-commerce comprehensive test areas, 28 national e-commerce demonstration counties, 134 national and provincial e-commerce demonstration bases and enterprises, and more than 200,000 active e-commerce companies in the whole network, directly solving 1.663 million jobs and indirectly driving more than 7 million jobs. E-commerce has become a stable economic growth in Jilin Province.

　　This year’s e-commerce industry performance is still red. From January to July 2021, the online retail sales, rural online retail sales and cross-border e-commerce transactions in Jilin Province increased by 21.7%, 41.4% and 24.1% respectively.

　　As an old industrial base and a big agricultural province, Jilin Province actively embraces new e-commerce and accelerates the construction of "Digital Jilin". The e-commerce industry has become an important starting point for the steady economic growth, industrial upgrading, urban and rural consumption, mass entrepreneurship, helping farmers get rich and developing foreign trade in Jilin Province.

　　"Jilin must rely on emerging industries to achieve deep integration and development of the real economy and the digital economy. In the future, emerging industries represented by new e-commerce need to constantly innovate models. " Wang Jiwu, chairman of the Digital Economy Committee of China Network Association and chairman of Qidi Holdings, said with deep feelings.(China Economic Net reporter Su Lanwen/photo)

　　Afraid of eating your own bad stomach, of "Xiong Haizi" damaging the goods in the shopping mall, and of accidentally breaking the screen of your mobile phone? Maybe the insurance company has already thought of it for you. Nowadays, novel Internet insurance products such as "food insurance", "Xiong Haizi insurance" and "mobile phone broken screen insurance" attract more and more consumers’ attention. Are these new types of insurance reliable? How do insurance companies design these products? What should I pay attention to when buying Internet insurance?

　　Meet the individual needs of users

　　"Remember those years because of greed and sin? Then why not take out a food insurance to make yourself more secure? " The reporter saw in a shop of Taobao Insurance that the purchase of this food insurance premium only needs 9 yuan, and in the following year, if you are hospitalized or out-patient for acute gastroenteritis, you can pay 1000 yuan the highest. There are not a few unexpected Internet innovation insurances like "food insurance". These insurances with low premium and short guarantee period have attracted more and more online consumption: 0.9 yuan can insure "occasional minor injury insurance", the guarantee period is 1 to 3 months, and the accidental injury can be paid up to 2,000 yuan; There is also the "Xiong Haizi Insurance", which costs 8 yuan a whole year. Children under the age of 17 can get compensation for breaking shopping mall vases or school glass … …

　　It is not difficult to see that Internet insurance has expanded more application scenarios in traditional property insurance and personal insurance, such as "Wang Xingbao" to protect the medical expenses caused by pet injuries, "Mobile phone broken screen insurance" for "hand-sliding party" and "beautiful as a flower insurance" for plastic surgery accidents. Compared with traditional insurance, these Internet insurances developed based on specific scenarios meet the short-term personalized segmentation insurance needs of users.

　　Chen Jin, CEO of Zhongan Online Property Insurance Co., Ltd., said that the core of the Internet economy is customer demand-oriented, and so is the insurance market. It is these massive, small and fragmented insurance policies that greatly lower the threshold of insurance and cultivate new consumption habits of young people to buy insurance.

　　There are both convenience and risks.

　　Internet insurance innovation business is currently growing at a high speed. Statistics show that in 2017, the number of Internet insurance signs was 12.491 billion, an increase of 102.60%. Chen Jin believes that the power of science and technology has begun to reshape the product design, pricing, sales, claims and other links in the insurance value chain.

　　Taking product design as an example, Internet insurance companies have changed many risks from insurable to insurable through user data analysis. For example, relying on the user’s purchase history, return frequency and other data, provide online shopping return insurance; Provide flight delay insurance by analyzing data such as flight dynamics and weather conditions. "In the product pricing process, the combination of the Internet of Vehicles, drones, wearable devices and big data technology will help insurance companies better grasp the needs and risks of users and realize dynamic pricing. For example, in the field of auto insurance, ‘ can be realized according to the driving mileage, behavior habits, vehicle safety factor and other factors of the owner. One car for one price ’ 。” Chen Jin said, "The future of Internet insurance should be personalized, customized and intelligent."

　　It is worth noting that while Internet insurance brings convenience to consumers, there are also potential risks. Some "eye-catching" products launched by insurance institutions have some problems, such as nonstandard publicity content, inconsistent content or incomplete display of format terms on web pages, and unclear exemption clauses, which are suspected of misleading consumers. In addition, some online platforms hide "tying", and sell some insurance products by default checking on their ticketing and hotel reservation pages, without clearly listing the underwriting subject or agent sales subject, and failing to fully disclose relevant important information such as insurance product terms, which infringes on consumers’ rights and interests such as the right to know and the right to choose independently.

　　Supervision still needs to be strengthened.

　　Wang Yonghua, a visiting researcher at the Insurance Center of the Development Research Institute of Fudan University, said that some institutions, in the name of mutual assistance, are ostensibly insurance, but what they actually do is to raise funds. Some "exotic risks" may be controversial in claims because of their special scenes, and insurance companies may also try their best to expand sales, but ignore claims. "Consumers should not be impulsive before buying and should fully understand the products. It should be understood that buying insurance is to protect extreme risks, not to make a fortune. " Wang Yonghua said.

　　Xia Xuemin, a visiting researcher in institute for public policy, Zhejiang University, believes that many institutions have launched many so-called Internet insurance products, and some even directly violated the national regulatory rules on insurance. At the beginning of 2017, the relevant departments issued the Guidelines for the Development of Insurance Products of Property Insurance Companies, which for the first time refined the development principles and prohibitive provisions of insurance products of property insurance companies, and directed the supervision at the insurance products with hype concepts and gimmicky tendencies in the market, such as "sticker insurance", "love insurance" and "helping the elderly to be wrongly insured".

　　Xia Xuemin suggested that blacklists and integrity files of Internet insurance should be established, reporting channels should be opened, users should be encouraged to actively reflect suspicious institutions and products, and unqualified sales of Internet insurance should be exposed.

　　■ correlation

　　Seven "Xiong Haizi" in Jiangxi

　　Stop the high-speed rail with stones

　　Will pay 50 thousand losses

　　Seven students actually "forced" the high-speed rail with three stones! On May 3, the reporter learned from the railway department that due to the impact on railway safety, the high-speed train temporarily stopped for 41 minutes in this section. After the relevant departments determined the damage, seven students will bear 50,000 yuan in compensation.

　　The incident happened not long ago. Seven students from a middle school in Hukou climbed the Qujiang-Jiujiang Railway to play in the railway fence net, and placed three stones on the rails, which were crushed by the G1650 high-speed train passing through this section, causing the train brake device to be damaged, and temporarily stopped for 41 minutes in this section, which seriously affected the operation safety of the high-speed rail line. Seven student guardians will also pay compensation for the heavy economic losses caused by emergency parking of high-speed trains.

　　The railway department reminds that crossing the railway and playing on the railway not only threaten your life safety, but also cause hidden dangers to the moving train. "It takes at least three or four hundred meters for the moving train to stop from emergency braking." Therefore, it is not the emergency braking that will prevent the tragedy. Moreover, the emergency stop is also very harmful to the train itself, which may cause the train to get out of control and the safety of all passengers will be threatened.

　　CCTV News:With the rapid development of aquaculture industry in China, the market consumption of domestic aquatic products is also increasing.

　　Located in Mawei, the Strait Aquatic Products Trading Center is the largest aquatic products trading center in China, with a total area of over 300,000 square meters, which brings together aquatic products from surrounding fishing ports and the whole world, and its sales network covers the whole country. When interviewed here, the reporter learned that fish, shrimp, shellfish and algae account for the top four in aquatic product consumption.

　　Not only in the aquatic products trading center, but also in many large supermarkets in Fuzhou, the reporter also found that the sales of domestic aquatic products are also increasing.

　　Liu Hengrong told reporters that 70% of aquatic products in supermarkets are supplied to some unit canteens & mdash; 80% were bought by family consumers. Among them, the sales of some high-end seafood products have grown rapidly.

　　Introducing aquatic prefabricated vegetables to extend aquaculture industry chain

　　With the continuous supply of aquatic products in China, many aquatic products processing enterprises have begun to introduce aquatic prefabricated dishes to extend the industrial chain of aquaculture.

　　Rongcheng, Shandong Province is rich in fishery resources, and the total output of kelp, squid and other seafood accounts for more than 40% of the country. In order to further increase the added value of seafood, many enterprises in Rongcheng aimed at the new economic track of marine prefabricated vegetables and laid out the marine prefabricated vegetables industry first.

　　At present, it is the harvest season of kelp in southern China, and kelp has been made into various ready-to-eat prefabricated dishes.

　　In this pre-cooked dish enterprise, the reporter saw that there are not only kelp, but also dozens of kinds of high-end seafood pre-cooked dishes like abalone.

　　This year, Document No.1 of the Central Committee put forward for the first time that "the prefabricated vegetable industry should be cultivated and developed". Experts said that in the future, the development of China’s prefabricated vegetable industry needs to accelerate the construction of a complete standard system for the entire industrial chain.

Orange Isle

■ Draw a "new blueprint" for towns

-The urbanization rate is from 7.9% to 56.02%.

High-rise buildings have risen from the ground, connecting yesterday, today and tomorrow of urbanization in Hunan Province.

The Sino-Soviet Friendship Building (now Changsha Stomatological Hospital), built in 1956, is 18 meters high and has made a silent witness to the Sino-Soviet friendship in history. Hunan Hotel, built in 1959, was the tallest building in Hunan at that time, with a height of 35 meters. This building height record was not broken until 1972 by Lushan Hotel (now Lushan Hotel) located in Hexi, Changsha. Wharf International Financial Center, which opened in 2018, reshaped the "skyline" of Hunan at a height of 452 meters.

Hunan province adheres to the guiding principle of "controlling the scale of big cities, rationally developing medium-sized cities and actively developing small towns", and the urbanization process has been obviously accelerated and the urbanization level has been continuously improved.

In 2000, the urbanization level of the whole province reached 29.75%. Although this figure is more than 6 percentage points lower than the national average, it is regarded as a new starting point for urbanization in Hunan.

In May, 2006, Hunan Provincial Party Committee proposed to promote urbanization around the construction of Changsha-Zhuzhou-Xiangtan urban agglomeration. At the Ninth Party Congress of Hunan Province, promoting the integration of Changsha, Zhuzhou and Xiangtan and the construction of "3+5" urban agglomeration were identified as a major strategy to enrich the people and strengthen the province.

In 2016, at the 11th Party Congress of Hunan Province, Du Jiahao, secretary of the provincial party committee, emphasized in the report that it is necessary to vigorously promote the integration of Changsha, Zhuzhou and Xiangtan, implement the regional development strategy of "one core, three poles, four belts and multiple points" and build a new urban system. Since then, the relevant policies have further clarified the idea of promoting the integration of Changsha, Zhuzhou and Xiangtan: strive to build an upgraded version of the core growth pole of the province’s economy, a new highland in the rise of central China, and a demonstration zone for the integrated development of national urban agglomerations. The construction of the "three trunk lines and two tracks" project in Changsha-Zhuzhou-Xiangtan (namely, the rapid reconstruction project of Furong Avenue, Dongzhu Road and Tanzhou Avenue, the west ring line project of Changsha-Zhuzhou-Xiangtan intercity rail transit and the "four improvements and two accelerations" project of Changsha-Zhuzhou-Xiangtan intercity railway) is in full swing.

Changsha intercity railway

Since the 18th National Congress of the Communist Party of China, with the implementation of the new round of household registration system and residence permit system reform, the urbanization of rural migrant population in Hunan Province has been accelerated in an all-round way, and the permanent population of cities and towns has increased from 2.36 million in 1949 to 38.65 million in 2018, and the urbanization rate of the whole province has increased from 7.9% in 1949 to 56.02% in 2018.

At present, the number of cities with a population of more than 1 million in the province has increased to five, and the ability of cities to gather population has been significantly improved. Among them, Changsha has become a type I big city (with a permanent population of 3 million to 5 million), while Hengyang, Zhuzhou, Changde and Yueyang have become type II big cities (with a permanent population of 1 million to 3 million).

■ Building a livable "new home"

-Urban per capita housing area

From 3.9 square meters to 48.8 square meters

In the early days of the founding of New China, it was a common living phenomenon for three generations to "live in a humble hut". Take Changsha as an example. In 1957, the per capita housing area in Changsha was only 4.37 square meters.

During the planned economy period, urban residents mainly stayed in "waiting, relying on and needing" to solve housing problems, that is, waiting for the state to allocate housing, building houses by organizations and asking for housing from units. "Housing shortage" became a serious social problem at that time.

In 1980, the state put forward the general idea of reforming the investment, construction and distribution system of urban housing, and the "home" of Hunan people experienced a great change from welfare distribution to market purchase. The reform of the housing system has taken a step forward, and the implementation of "starting with rent increase, starting with the construction of commercial housing, and gradually transitioning to monetary housing distribution".

In 1992, a wave of reform and opening up was launched on the land of China, and the urban real estate industry entered a period of rapid development. The sale of existing public houses was the focus of housing reform in Hunan Province. At the same time, the reform of the housing provident fund system was rolled out throughout the country. On January 1, 1995, Hunan Province officially implemented the housing provident fund system.

At the beginning of the 21st century, commercial housing has become an important part of housing system construction in Hunan Province. There are not only government-led district development such as Meixi Lake and Binjiang New Town in Changsha, but also housing giants such as Country Garden, Vanke and Beichen competing to lay out the Hunan market.

Reconstruction Project of Rural Dangerous House in Shanglian Village, Shaoyang

Living and living is the starting point of living and working in peace and contentment, and stabilizing housing prices is the key to living and working. In June 2018, Changsha introduced the property market regulation policy, and launched an all-round battle against real estate speculation. In July of the same year, the Provincial Department of Housing and Urban-Rural Development issued the "Hunan Eleven Articles" to strengthen the classified regulation of the property market and control the housing prices of key cities in the province.

In order to solve the housing problem of urban low-income groups in the province, in 2008, Hunan Province launched a comprehensive affordable housing project. According to the data of the Hunan Provincial Department of Housing and Urban-Rural Development, since 2010, the province has built a total of 1.055 million sets of public rental housing, and distributed 574,100 housing rental subsidies, so that urban low-income and low-and middle-income families with housing difficulties have achieved "all insurance coverage"; Completed the renovation of 2.613 million shanty towns, helping nearly 10 million residents to "get out of the shed and enter the building"; 1,717,100 rural dilapidated houses were renovated, and the average household subsidy increased from 5,000 yuan in 2009 to 24,500 yuan now, helping more than 5 million farmers solve the housing problem.

As of 2018, the per capita housing area of urban residents in the province reached 48.8 square meters, an increase of 44.9 square meters over 1978, an increase of 12.5 times; The per capita housing area of rural residents reached 63.6 square meters, an increase of 53.1 square meters over 1978, an increase of more than six times.

■ Polish the city’s "new business card"

-Urban and rural environmental infrastructure construction

From "Small Jogging" to "Full Blooming"

In the process of urban development, a large number of domestic sewage, production wastewater and various domestic garbage were once directly discharged into urban inland rivers.

The Guitang River in Changsha is black and smelly. It was once the famous "Longxugou". After many efforts, Guitang River was transformed with the concept of "double renovation" and "sponge city". In 2017, the "black and smelly water body" was successfully removed, and the clear river naturally stretched, echoing with art bridges, wetlands and green spaces, becoming an urban "ecological river".

Changsha binjiang finance building

Cities are born of water, flourish with water and are beautiful with water. The protection and treatment of Xiangjiang River has become the "No.1 Key Project" in Hunan Province. Since the implementation of the two "three-year action plans", the water quality of Xiangjiang River Basin is generally excellent, and the water quality of 80% of the main stream section has reached the Class II water quality standard. Changde passes through the inland rivers of cities such as Zihe River and Yangxi River in Chenzhou, changing from a black and smelly "Longxugou" into a waterfront park, with willows and rivers gurgling.

Pollution is in the water and its roots are on the shore. In recent years, Hunan Province has successively carried out special actions such as "Three-year Action for the Construction of Sewage Treatment Facilities", "Two Supplies and Two Treatments" and "Two Repairs and Two Reforms". The main indicators such as the sewage and garbage disposal rate and the harmless treatment rate of domestic garbage have steadily increased, and the appearance of urban and rural environmental infrastructure has undergone major changes.

In April this year, the Hunan Provincial Party Committee and the provincial government held an on-the-spot meeting to promote the construction of urban and rural environmental infrastructure in the province, pushing the construction of ecological civilization to a new level, and proposed to focus on six major projects: safe water supply, gasification of Hunan, sewage treatment, garbage treatment, remediation of black and odorous water bodies, and smart construction to increase efficiency, and the construction of urban and rural environmental infrastructure entered the "fast lane".

People’s cities are built by the people and people’s cities are for the people. Since the concept of "urban taste" and "smart growth" was put forward, the traditional thinking of urban development has been refreshed-no longer pursuing extensive GDP growth, but paying more attention to quality and efficiency, making the city a paradise for ordinary people to live and work.

Guitang River in Changsha City after Harnessing

The old streets of Gu Xiang, such as Laoximen in Changde, Liuzi Street in Yongzhou, Fengcheping in Xiangtan and Yuhou Street in Chenzhou, have been organically updated, which has kept the city’s features and realized the organic combination of tradition and modernity. The renovation project of shanty towns in Changsha has explored a new road that pays equal attention to "staying, renovating and demolishing", refused to "demolishing and building", improved the living environment, and completely renewed historical and cultural blocks such as Duzheng Street, Gaozheng Street and Baiguoyuan.

The livable environment in Hunan has been continuously optimized. The gas penetration rate of cities and counties in the province reached 93.6% and 76.9% respectively, and the urban water supply penetration rate reached 94.31%. There are 15 national garden cities (counties), 39 famous historical and cultural cities, 38 beautiful and livable towns (villages), 658 traditional villages in China and 1,430 green villages in China.

■ Activate and develop a "new engine"

-Gross output value of construction industry

From 14 million yuan to 958.1 million yuan

According to historical records, the total output value of Hunan’s construction industry in the early days of the founding of New China was only 14 million yuan. With the recovery of the national economy, the number of construction enterprises has increased steadily, and the scale of enterprise output value has increased significantly.

The development of construction industry is closely related to regional construction. Especially since the 18th National Congress of the Communist Party of China, the construction industry in Hunan Province has entered a new stage of development, and the development trend of scale, industrialization, refinement and internationalization has become increasingly apparent.

In 2019, the Hunan Provincial Department of Housing and Urban-Rural Development announced the list of "Strong Building Enterprises" in the province, and 19 enterprises including China Construction Fifth Bureau, Hunan Construction Engineering Group and Shaping Construction were selected. Statistics show that in 2018, the total output value of the construction industry in Hunan Province was 958.144 billion yuan, up 13.8% year-on-year, and it will soon be upgraded to a trillion-dollar industry, and the construction industry has become a pillar industry of the economy.

From the past "a sunny day covered with dust and a rainy day covered with mud" to a clean and tidy "smart construction site", the pace of transformation and development has accelerated after the construction industry has inserted the wings of "internet plus".

At the entrance of the construction site, workers enter by "brushing their faces"; Set up an information command center in the construction site to collect a large number of videos and various data in real time, and have a "brain" blessed by high technology; Tower crane construction no longer relies solely on walkie-talkies. Instead, sensors are installed on the tower crane to collect data such as wind force, turning angle and load, so as to realize accurate and safe operation … The smart construction site on the land of Sanxiang has become the concrete embodiment of the concept of smart city in the construction industry.

Changde Chuanzi River Comprehensive Treatment Project

With the advent of the commercial era of 5G, the construction industry is at the forefront of 5G applications. With the help of digital BIM+AR+VR technology, a visual bridge is built between three-dimensional design drawings and buildings under construction. The whole process of construction, such as survey, design, construction and acceptance, has also ushered in earth-shaking changes. It is reported that the application of BIM technology in Hunan and the work of building smart construction sites at the provincial level are at the forefront of the country.

Based on green development and promoting transformation and upgrading, Hunan has continued to exert its efforts in the cultivation of prefabricated construction industry and the construction of the "Belt and Road".

In Hunan, there have emerged national leading prefabricated building enterprises such as Yuanda Residential Engineering, Sany Group and Zhuyou Zhizao, with annual production capacity and comprehensive strength ranking among the top in the country. There is one national assembly building demonstration city (Changsha) and nine assembly building industrial bases. As of the first half of this year, the province has implemented a total of 42.73 million square meters of prefabricated construction projects, with an annual production capacity exceeding 30 million square meters and a total output value exceeding 70 billion yuan. Prefabricated building has become another "Hunan business card" after super rice, supercomputer and ultra-high-speed rail transit.

Huxiang construction frequently appears in the "Belt and Road" construction. From "going out to sea by boat" in the past to "going out to sea by boat" today, the project contracting capacity of Hunan Province has been significantly improved. For example, the China Construction Fifth Bureau has implemented the overseas priority strategy, and projects have been launched in 12 countries along the "Belt and Road". Hunan Construction Engineering Group’s overseas business covers more than 30 countries and regions in Asia, Africa and Latin America, involving housing construction, highways, bridges, power grids and other fields. The Senegalese competitive wrestling field project undertaken by Hunan Construction Engineering Group is the largest aid project of China in Senegal.

■ Accelerate the "streamline administration, delegate power, strengthen regulation and improve services"

-administrative examination and approval from bloated.

From "Great Besieged City" to "Acceleration" of Slimming

Hunan’s housing and urban-rural construction system has been committed to promoting the "streamline administration, delegate power, strengthen regulation and improve services" reform, demanding efficiency from reform and vitality from innovation. Since 2018, the Hunan Provincial Department of Housing and Urban-Rural Development has taken the reform of the examination and approval system of engineering construction projects as a vivid practice of "streamline administration, delegate power, strengthen regulation and improve services", initiated the reform in non-pilot areas of the country, adhered to the problem orientation, improved the top-level design, eased "blocking points", removed "pain points" and broke "difficulties", making the project landing faster and the procedures more convenient.

Changsha Municipal Solid Waste Advanced Comprehensive Treatment (Clean Incineration) Project

The unified project construction approval management system in Hunan Province was officially launched in September this year, achieving "five reductions": the number of approval items was reduced from 71 to 50; The total time limit for examination and approval of housing construction municipal engineering projects has been reduced from 230 working days before the reform to 60 ~100 working days; Divide the 71 serial examination and approval items before the reform into four examination and approval stages, and implement "one lead, parallel examination and approval, and time-limited completion" in each stage; The application materials submitted in the whole process were reduced from more than 320 to more than 160; By promoting the supporting reforms such as "multi-regulation integration", "regional evaluation", "multi-map joint examination", "multi-measurement integration" and "joint acceptance", the overall running times of the administrative counterpart are minimized.

At the same time, the Hunan Provincial Department of Housing and Urban-Rural Development has taken the initiative to decentralize the administrative examination and approval authority at the same level, and the administrative power matters such as preliminary design review, construction drawing review and filing, quality and safety supervision, construction permit issuance, and completion acceptance filing of provincial management projects should be "released". Since May this year, the electronic declaration and approval of administrative licenses have been fully implemented, and the masses of enterprises have basically realized from "running at most once" to "not running at one time"; We launched a special campaign to reduce the number of certificates and facilitate the people, and cut off 16 unreasonable proof materials such as capital verification certificates and business premises certificates.

The Hunan Provincial Department of Housing and Urban-Rural Development has vigorously promoted the reform of the construction drawing review system, and launched a series of measures, such as "internet plus drawing review", government purchasing services, multi-review in one, and multi-drawing joint review. Since the reform, "zero running, zero contact and zero payment" has been basically realized, the time for construction drawing review and filing has been accelerated from 100 days to an average of 9.1 days, saving the construction drawing review service fee of 320 million yuan for the construction unit on average every year, and the competent authorities have corrected 823 violations of quality and safety standards on average every year. The supervision ability of survey and design is 24.6 times that of offline paper review in the past.

■ Enhance the "high value" of civilization

-Urban management

From "extensive" to "refined"

In 1978, the State Council held the third national conference on urban work, which made it clear that "the main responsibility of the city government is to plan, build and manage the city well". In 2002, the State Council launched a comprehensive administrative law enforcement pilot in five areas, including urban management and cultural market management, which marked a substantial step towards "comprehensive law enforcement" in urban management law enforcement.

In accordance with the unified arrangements of the central government, Hunan has further promoted the reform of urban law enforcement system and strengthened urban management. On May 8 this year, the Hunan Provincial Department of Housing and Urban-Rural Development set up the Bureau of Urban Management and Law Enforcement Supervision, which marked a new chapter in urban management in Hunan Province. By the end of September, 13 districts and cities and 118 counties and cities in the province had established urban management and comprehensive law enforcement bureaus in accordance with the requirements of urban law enforcement system reform, and new members were constantly added to the "big family" of urban management and law enforcement teams.

The city is the home of people’s beautiful life, and urban governance is related to people’s food, clothing, housing and transportation, and living and working in peace and contentment. All parts of Hunan have innovated institutional mechanisms and governance methods, and the appearance of the city has taken on a new look. Zhuzhou City established 200 "Jianning Stations", and all parties responded well; Changsha city has carried out joint law enforcement of urban management and public security, creating the experience of "combining two swords"; Chenzhou formulated the fine standards of urban management and fully implemented fine management; Shaoyang gathers strength to "wash the city" to create a clean and beautiful city appearance.

Urban management law enforcement behavior is gradually standardized. The province continued to carry out the three-year action of "strengthening the foundation, changing the style and building the image". All localities strengthened the self-management and education and training of law enforcement teams, and law enforcement officers distributed standard clothing, which significantly enhanced the sense of identity of law enforcement teams, significantly improved the level of law enforcement and professional quality, and undertook many urgent and dangerous tasks.

The property management system has been continuously improved, the "circle of friends" of the industry Committee has become larger and larger, and the community has become the "home" of every owner; Garbage sorting has become a new fashion, and residents’ participation is active every day, so that garbage is no longer "wandering"; Micro-renovation of the city, renovation of old residential areas, installation of elevators, and "embroidery kung fu" to make the city more exquisite; "Conspiracy, co-construction, co-management, co-evaluation and sharing" and "a beautiful environment and a happy life are created together", making communities and the masses increasingly the most active "protagonists" on the urban stage; Litter boxes, leisure seats, bus shelters, traffic signs, lighting facilities … The ever-increasing urban "furniture" makes outdoor places as convenient and comfortable as home.

Adhering to the people-centered principle, building a new city with ecological priority, beautiful and livable life and a better life for the people is becoming the goal of housing and urban and rural builders in Hunan Province.

　　For a long time, judicial expertise is time-consuming, laborious and costly, which has been criticized by both parties and judges.

　　In order to do judicial expertise, the parties often need to go back and forth to the court and supplement the materials many times. The information of the appraisal institution is opaque, and the appraisal results often cause doubts, which has become a major pain point affecting the judicial credibility. For judges, it takes a long time to wait for expert opinions, and the expert results are not accepted, which restricts the improvement of the quality and efficiency of handling cases. Some judges said frankly, "Can you try not to do it without making an appraisal?" The quality and effectiveness of judicial expertise has become a "middle obstacle" in the process of handling cases.

　　The reporter of "Legal Daily" learned today from the Intermediate People’s Court of Hangzhou, Zhejiang Province that Hangzhou Intermediate People’s Court actively explored the management of judicial expertise institutions and the reform of judicial expertise processes, which improved the efficiency of judicial expertise, optimized the quality of judicial expertise, and solved the double troubles of judges and parties.

　　Since July 20th this year, Hangzhou has promoted the online judicial expertise platform in 15 courts in the city. At present, there are 206 professional institutions registered on the online judicial authentication platform of Hangzhou court, 996 accounts entrusted by the judicial authentication are registered online, 2,141 cases of authentication and evaluation are submitted, and 1,260 cases are closed. The average time for closing the case has been shortened from more than two months offline to 30 days.

　　Yu Lili is a front-line post judge in Yuhang District People’s Court. The promotion of online platform has brought a lot of convenience to her work. She lamented: "In the past, when a judge wanted to make an appraisal, he had to hand over the appraisal materials to the department in charge of external entrustment, and then this department entrusted the appraisal institution. Because of insufficient constraints and insufficient motivation of the appraisal institution, it was hard to say when the appraisal result would come back. The case was limited by the trial limit, and the judge was dragged into such a hurry!"

　　It is understood that now, relying on the online judicial appraisal platform, the clerk will scan and upload the appraisal materials and submit them to the platform, and the appraisal can be initiated on the same day. Moreover, you can also set a time limit for the appraisal institutions to reply to the results. The appraisal of assets is 15 working days, the appraisal of forensic medicine, physical evidence and audio-visual materials is 30 working days, and the appraisal of project cost and quality is 60 working days, all of which are very clear. For example, in forensic medicine, the identification of disability grade, delayed construction period, nursing period and nutrition period can be completed in 15 working days, which greatly improves the identification efficiency.

　　The start of Hangzhou online forensic platform can be traced back to February 2017. In order to further solve the problems existing in judicial expertise and practice the reform goal of "running at most once", under the guidance of Hangzhou Intermediate People’s Court, Yuhang Court took the lead in using the mature "online data integration" processing platform in the field of road traffic disputes to carry out online judicial expertise; In October 2017, the Higher People’s Court of Zhejiang Province approved and determined Yuhang Court as the pilot court for online appraisal reform of civil cases in the province; On July 20 this year, this work was officially launched in Hangzhou. At present, the online appraisal platform has basically covered most types of judicial appraisal in Hangzhou courts through the trial and promotion of the first, second and third phases. Through the online platform, the data of the court, the appraisal institution and the parties can be shared, which is convenient for tracking the appraisal process in time.

　　Zhuang Gencai, vice president of Yuhang Court, told the reporter: "After each appraisal is completed, the judge can score the appraisal institution, which is similar to online shopping ‘ Praise ’ , which will directly affect the ‘ Take orders ’ Situation, so they all attach great importance to it. You can get feedback in time without running errands many times. The promotion of the online appraisal platform has greatly improved the quality and efficiency of appraisal and the satisfaction of the parties. "

　　Recently, Hangzhou Intermediate People’s Court reported the assessment of the city’s judicial appraisal and evaluation institutions. Among them, 14 institutions were suspended for one year or six months according to relevant management regulations.

　　The results of this notification were sent to 15 grass-roots courts and judicial technical professional institutions in Hangzhou, and copied to various industry authorities or industry associations. Soon, Fang Yanyun, director of the Judicial Appraisal Division of Hangzhou Intermediate People’s Court, felt the "shock" caused by the notification results: "In the past, we urged the appraisal institutions to get the results quickly, but now their phone calls come to you. Concerned about the impact of the assessment results on the reputation of the organization, and even related to the continued survival of the organization; There is a commitment to rectify the work style, standardize the performance of duties and improve work efficiency. From passive to active, the attitude of professional institutions has changed significantly. "　

　　It is not an easy task to assess the professional institutions of judicial technology. It takes several months from brewing to publishing the assessment results. The assessment takes the form of self-assessment, entrusted court assessment, summary spot check by the Intermediate People’s Court, holding a forum, listening to the opinions of business departments, visiting relevant competent departments or industry associations, etc., with the aim of evaluating the level of appraisal institutions as comprehensively and truly as possible.

　　According to reports, this assessment is mainly aimed at professional institutions such as real estate, land, asset evaluation, project cost, accounting audit, product quality and three types of appraisal that have entered the information platform of Zhejiang courts in recent years, focusing on the professional institutions’ practice ability, work efficiency, operational norms, service quality, text norms and charging standards. There is one of the assessment methods: "Those who refuse to accept the entrustment of the court without justifiable reasons, damage or lose the appraisal materials, fail to perform the obligation of appearing in court, and issue false appraisal opinions, which have seriously affected the trial execution, shall be removed from the list."

　　"The assessment method clarifies the exit situation, purifies the team of judicial authentication institutions, and allows truly qualified, efficient and promising institutions to undertake more entrustment, which is also an inevitable choice for survival of the fittest." Fang Yanyun said.

　　Ronaldo Lin, vice president of Hangzhou Intermediate People’s Court, said that the combination of daily assessment and regular assessment, online assessment and offline assessment of appraisal institutions requires professional institutions to raise awareness and be more proactive, and grass-roots courts should establish and improve the daily management ledger system.

　　"In the next step, Hangzhou Intermediate People’s Court will strengthen communication with various industry authorities or industry associations, realize information exchange and information sharing, and jointly explore online appraisal institutions, appraisers’ access standards, elimination and exit mechanisms, and the accountability system for judicial appraisal errors, and jointly urge professional institutions to standardize their professional practices, improve the trial level of judicial appraisal services, and give full play to the positive role of judicial appraisal guarantee trial activities." Ronaldo Lin said.

　　Newspaper, Hangzhou, November 20th　

What was exposed by netizens is said to be a photo of Gong Mi before plastic surgery.

　　In just a few days, Gong Mi, the "replica of Cecilia Cheung" in Zhengzhou Division of super girls this year, has become a celebrity, and his photo click-through rate on the forum has exceeded one million. Following the exposure of her photos behind the scenes of "Fast Girl", yesterday, some netizens exposed the photos allegedly taken before Gong Mi’s plastic surgery, which attracted a heated discussion-this "Cecilia Cheung-like" woman brought out a new term in the entertainment circle in 2009: plastic surgery door.

　　Our reporters Dai Yujing and Chen Yuzhong

　　Netizen broke the news:

　　In 2008, she was nothing like Cecilia Cheung.

　　Recently, a photo called "Gong Mi’s photo before plastic surgery" was exposed. A netizen named "I’m tired of the name" said that Gong Mi filmed the MV of singer Donglaidongwang’s "The Singer of Love Songs" in 2008, which was nothing like Cecilia Cheung at that time. In this regard, Miss He, the agent of Donglaidongwang, said that she couldn’t remember who the girl was at that time, only knew that she belonged to the Beijing Film Academy. Miss He also said: "At that time, she didn’t feel like Cecilia Cheung at all." -When this statement came out, Gong Mi immediately fell into the "plastic surgery door" that was hotly discussed by netizens.

　　In this regard, Gong Mi generously responded: "Parents who suffer from physical problems, if plastic surgery is disrespectful to their parents." As for netizens who questioned that she was deliberately plastic surgery into Cecilia Cheung, Gong Mi said, "When I heard the news, I was actually a little happy, because I was like this since I was a child, and I was said to be deliberately plastic surgery, which showed that I was still a little beautiful."

　　In addition, Gong Mi also revealed that the blog opened in his own name on the Internet is not his own. "I want to register one, but the name has already been registered." In an interview, Gong Mi spoke very slowly, and she looked a little childish.

　　Responding to "Imitating Cecilia Cheung":

　　Can only sing her "Star Language Wish"

　　As for being questioned by netizens as "too imitative and too like Cecilia Cheung", Gong Mi admits that he is a bit like Cecilia Cheung in appearance, and he is often mistaken by passers-by. However, Gong Mi said that she would only sing Cecilia Cheung’s "Star Language Wish" and would not deliberately imitate her in the competition. Gong Mi didn’t care at all about many online attacks on her saliva. "I don’t really surf the Internet.".

　　As Gong Mi quickly became a topic, the reporter immediately interviewed a staff member of Hunan Satellite TV, hoping to learn more about her. The person in charge of publicity told reporters yesterday that the director group didn’t want to emphasize too much on any player, and wanted to give other players more opportunities. Of course, appearance is one of the factors, but there are still many important factors. "We don’t speculate on anyone casually."

　　Fans encourage fans to leave messages on the Internet, many of which support and encourage Gong Mi, and most of them praise her beauty and good voice.　　

　　"Looks like! We’re halfway there! Bless you! "

　　"Although Gong Mi has nearly 80% similar faces to Cecilia Cheung, her voice is much clearer than that of Cecilia Cheung. This girl still deeply captures the hearts of the media and the audience, lovely smiling face, crisp voice, hey, in a word: I like it! "

　　"If there were no Cecilia Cheung, I would still choose her (Gong Mi)!"　　

　　Some netizens denied Gong Mi’s appearance, and some even expressed anger in their words.　　

　　"The whole eyes, will leave bags under the eyes, Gong Mi heavy makeup bags under the eyes are still so obvious! A doctor friend, after seeing your photo, is sure that your eyes have been fixed. It’s as high as the cheekbones, but my cheeks suddenly sag incongruously. It’s too fake. The chin pad is too exaggerated, and the smile is unnatural. You still keep learning the tone of Cecilia Cheung, learn to laugh, learn to nod, and learn to touch your hair … "-You are dishonest.

　　"Gong Mi looks like Cecilia Cheung, which is obvious to all. If she is just an ordinary woman among the fast girls, will everyone like her as always?"

　　—— Wang Dong VIP

　　"I came to pay attention to Gong Mi because of Cecilia Cheung. When I first saw them, I thought they were very similar, just like when I saw Bai Zhi in his late teens. My feelings for Gong Mi are very complicated. One is that I like it, and the other is that I don’t want her to imitate Cecilia Cheung all the time. "

　　—— Juventus _ Wang Dao　　

　　Comments from the industry insiders are relatively calm. On the whole, Gong Mi’s singing skills are not particularly affirmed, but his comprehensive strength is not bad.　　

　　"You are the first one who looks as beautiful as you and sings so well." —— Chang Kuan, the judge of Zhengzhou Singing District, a fast girl.

　　"In fact, there are a lot fewer’ fast girls’ this year. Due to the recent resurgence of the’ Yanzhaomen’ incident, Cecilia Cheung is a focus figure. It is very timely for Gong Mi to come out now. It is very important to be able to catch more eyeballs and become popular. " -Senior reporter

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